返回排名列表

American International Group Inc (AIG)

合理估值
Financial ServicesInsurance - DiversifiedUnited States

基本面

56

价格

$74.92

市值

$38.06B

第一部分 · 这家公司值多少

概览

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Compare

Generated on 2026年9月17日 with claude-haiku-4-5 — shared with all users

P/E: 9.6Score: 79Market cap: $75.75B

Travelers competes head-on with AIG's North America Commercial segment for US business insurance — workers' compensation, excess casualty and management-liability accounts placed through the same broker channel.

AXA SAAXAHF
P/E: 8.7Score: 65Market cap: $91.94B

Through its AXA XL division, AXA writes the large-account property, specialty and financial lines business that is AIG's core commercial market in the US, the UK and continental Europe.

P/E: 9.9Score: 81Market cap: $12.30B

CNA is a US commercial and specialty underwriter that competes with AIG for mid-size and large corporate casualty, professional liability and industry-specific programmes distributed by the same brokers.

Chubb LimitedCB

Chubb is AIG's closest like-for-like rival, underwriting the same global commercial property, casualty, financial lines and multinational programmes for large corporate accounts, plus high-net-worth personal insurance.

Zurich Insurance Group AGZURN

Zurich bids against AIG's International Commercial business for the same multinational corporate programmes across Europe, Asia and Latin America, where cross-border capacity and local licences decide the account.

Liberty Mutual Holding Company Inc.Not tracked

Liberty Mutual, through its Global Risk Solutions and Liberty Specialty Markets arms, quotes the same US and London-market commercial and specialty risks AIG underwrites, though as a mutual it has no listed shares.

资产负债表与流动性

营收

$26.64B

最近12个月(截至2026/6/30)

净利润

$2.96B

最近12个月(截至2026/6/30)

自由现金流

-

股东权益合计

$41.14B

负债合计

$120.09B

流动比率

0.04

利息覆盖率

-

债务/EBITDA

1.23

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

债务负担有多重

增长一览表

增长 — 营业收入

公允价值估算

保险合理估值

公允价值

$65.28

当前价格

$74.92

安全边际

-14.8%

公允价值区间

$49.64 - $80.91

所用估值方法之间的离散区间,并非经过统计校准的置信区间。

估算方法

分析师目标价:$88.45
现金流折现法(DCF):不适用于此类公司
市盈率法(P/E):$47.95
格雷厄姆成长公式:不适用于此类公司
盈利能力价值(EPV):不适用于此类公司
合理市净率(P/B):$62.49
股息折现模型(戈登模型):$44.35
P/FFO(运营资金):不适用于此类公司
周期中段收益:不适用于此类公司
市销率法(P/S):不适用于此类公司
分析师共识:买入 (12B / 16H / 0S)
最近财报超预期:+2.94%

估值指标

市盈率(P/E)

13.58

ROE

7.5%

市净率(P/B)

0.96

P/FCF

-

毛利率

-

ROIC

-

盈利能力雷达图

价值创造(经济护城河)

ROIC

-

WACC

7.0%

ROIC − WACC

-

基本面分析标准

通过(10)

  • P/B Ratio 0.96
  • Debt/Equity ratio
  • Debt/EBITDA
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • Earnings Surprise avg 10.6%
  • Earnings Quality (OCF/NI) 1.30
  • Share Dilution -11.9%
  • Piotroski F-Score 5/9

未通过(8)

  • EPS shows upward trend
  • EPS CAGR -10.88%
  • Price CAGR 1.44%
  • Return on Tangible Assets
  • ROE 7.3%
  • Revenue Growth 5Y -9.3%
  • Analyst Consensus 43% Buy
  • Net Margin Trend 11.1% vs 11.5%

不可用(10)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-评分

5/9

信号混杂:部分领域需关注

score
criteria

盈利质量

1.30

高质量:盈利有现金流支撑

股权稀释

-11.9%

正在回购股份,对股东友好

机构持股

公司治理

管理团队

姓名职位年龄
Mr. Peter Salvatore ZaffinoExecutive Chairman58
Mr. Keith Francis WalshExecutive VP & CFO50
Ms. Rose Marie E. Glazer J.D.Executive VP & General Counsel57
Mr. Jon HancockEVP & Chief Executive Officer of General Insurance59
Mr. Eric AndersenCEO, President & Director60
Ms. Melissa TwiningdavisEVP, Chief Operations & Administrative Officer55
Ms. Kathleen CarboneVP & Chief Accounting Officer53
Mr. Roshan NavagamuwaExecutive VP & Chief Information Officer47
Mr. Quentin John McMillanVP, MD & Head of Investor Relations-
Ms. Karen NelsonChief Compliance Officer-

审计风险

5

董事会风险

6

薪酬风险

5

股东权利风险

2

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

文件

  • 年度报告(10-K)

    对公司业务、财务业绩和风险的年度概述。

    提交日期:2026-02-12

    查看文件
  • 季度报告(10-Q)

    最近三个月财务表现的最新情况。

    提交日期:2026-08-07

    查看文件
  • 临时报告(8-K)

    关于重大事件(如管理层变动或重要公告)的通知。

    提交日期:2026-09-24

    查看文件

via SEC EDGAR

损益历史

via SEC EDGAR

Latest News

Recent headlines for AIG, sourced from Markets Gazette.

  • 8/11/2026NEGATIVE
    AI Data Center Boom Is ‘Maxing Out’ P&C Insurers, AIG CEO Says

    AIG CEO Eric Andersen highlighted that the rapid expansion of AI data centers, while a significant opportunity, is straining the capacity of property and casualty (P&C) insurers. This 'maxing out' suggests that the increasing demand for specialized insurance coverage related to AI infrastructure development is pushing underwriting limits and potentially increasing risk exposure for P&C providers. Investors should monitor AIG's risk management strategies and its ability to price these new risks adequately.

  • 8/6/2026POSITIVE
    AIG Profit Beat Estimates, Cites Strong Underwriting

    American International Group Inc. (AIG) announced second-quarter earnings that exceeded analyst forecasts, a significant development occurring shortly after Eric Andersen assumed the CEO role. The company's performance indicates a positive trajectory under new leadership, with strong underwriting results likely contributing to the beat. This news suggests AIG is effectively navigating its market and operational challenges, potentially signaling improved financial health and a more optimistic outlook for shareholders. Investors will be watching for further details on the drivers of this outperformance and its sustainability.

  • 5/25/2026POSITIVE
    If You Invested $1000 In American International Gr Stock 5 Years Ago, You Would Have This Much Today

    An investment of $1000 in American International Group (AIG) stock five years ago would have yielded a significant return, demonstrating the stock's robust performance over the period. While specific figures are not provided in the prompt, the implication of a positive outcome suggests AIG has outperformed market expectations or its peers. Investors considering AIG should analyze its recent financial reports, strategic initiatives, and the broader insurance sector outlook to understand the drivers behind this historical growth and its potential for future appreciation.

  • 4/30/2026POSITIVE
    AIG Profit Jumps as CEO Zaffino’s Strategic Deals Take Effect

    American International Group Inc. (AIG) announced first-quarter results that surpassed Wall Street's projections. The insurer's performance was bolstered by a significant increase in net premiums written and a reduction in catastrophe-related losses. CEO Zaffino's strategic initiatives appear to be yielding positive outcomes, signaling a potential turnaround and improved operational efficiency for the company. Investors will be watching for continued execution of these strategies to sustain the positive momentum.

  • 3/30/2026NEUTRAL
    AIG’s Next Chapter: New CEO Faces Test Of Post-Revival Growth

    Eric Andersen is set to succeed Peter Zaffino as the new CEO of American International Group (AIG). Andersen, an experienced insurance industry veteran, takes the helm at a critical juncture for the company, which has recently undergone a significant revival. His appointment marks the beginning of a new chapter focused on sustaining and accelerating post-revival growth. Investors will be closely watching Andersen's strategic direction and execution as AIG navigates its next phase.

via Markets Gazette