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Euronet Worldwide, Inc. (EEFT)

被低估
TechnologySoftware - InfrastructureUnited States

基本面

81

价格

$63.88

市值

$2.39B

第一部分 · 这家公司值多少

概览

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Compare

Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users

P/E: 15.5Score: 79Market cap: $4.52B

Remitly targets the same migrant customers with app-based remittances, taking digital share in the corridors where Ria and Xe operate.

The Western Union CompanyWU

Euronet's 10-K names Western Union as the leading competitor of its Ria money transfer business, fighting for the same migrant remittance senders at retail agent counters and in digital apps worldwide.

MoneyGram International, Inc.Not tracked

MoneyGram runs a comparable global agent network for cash-to-cash remittances and competes with Ria in the same sending corridors and payout markets.

NCR Atleos CorporationNATL

Through its Allpoint network, NCR Atleos is the other large independent ATM deployer and ATM-as-a-Service outsourcer, competing with Euronet's EFT Processing segment for the same banks, retailers and cardholder traffic.

InComm Payments (InComm Holdings, Inc.)Not tracked

InComm distributes gift cards, mobile top-up and digital content through retail racks and online channels, competing with Euronet's epay segment for the same brand partners and retail shelf space.

Blackhawk Network Holdings, Inc.Not tracked

Blackhawk operates a rival multi-merchant prepaid and gift card distribution network, bidding for the same retailers and content brands that epay serves.

资产负债表与流动性

营收

$4.37B

最近12个月(截至2026/6/30)

净利润

$288M

最近12个月(截至2026/6/30)

自由现金流

$434M

股东权益合计

$1.31B

负债合计

$5.17B

流动比率

1.37

利息覆盖率

7.05

债务/EBITDA

4.24

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

债务负担有多重

增长一览表

增长 — 营业收入

公允价值估算

一般情形被低估

公允价值

$119.01

当前价格

$63.88

安全边际

+46.3%

公允价值区间

$77.36 - $160.66

所用估值方法之间的离散区间,并非经过统计校准的置信区间。

估算方法

分析师目标价:$86.67
现金流折现法(DCF):$336.00
市盈率法(P/E):$36.17
格雷厄姆成长公式:$104.03
盈利能力价值(EPV):$89.78
合理市净率(P/B):$95.70
股息折现模型(戈登模型):数据不足,无法计算
P/FFO(运营资金):$191.64
周期中段收益:$300.35
市销率法(P/S):$466.18
分析师共识:买入 (12B / 3H / 1S)
最近财报超预期:-6.87%

估值指标

市盈率(P/E)

10.17

ROE

23.7%

市净率(P/B)

1.94

P/FCF

8.85

毛利率

-

ROIC

12.0%

盈利能力雷达图

价值创造(经济护城河)

ROIC

12.0%

WACC

5.7%

ROIC − WACC

+6.3 pp

ROIC 超过资本成本:公司正在为股东创造价值。

基本面分析标准

通过(18)

  • EPS shows upward trend
  • ROIC 12.0%
  • P/FCF 8.85
  • P/B Ratio 1.94
  • Debt/Equity ratio
  • Operating Margin 11.5%
  • Positive Free Cash Flow
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 23.0%
  • Revenue Growth 5Y 11.3%
  • Analyst Consensus 75% Buy
  • Earnings Quality (OCF/NI) 1.39
  • Share Dilution -4.6%

未通过(6)

  • Price CAGR -1.13%
  • CapEx intensity
  • Low reliance on intangibles
  • Earnings Surprise avg -1.8%
  • Net Margin Trend 6.6% vs 8.0%
  • Piotroski F-Score 4/9

不可用(3)

  • Gross Margin NaN%
  • Dividend Payout NaN%
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-评分

4/9

信号混杂:部分领域需关注

score
criteria

盈利质量

1.39

高质量:盈利有现金流支撑

股权稀释

-4.6%

正在回购股份,对股东友好

机构持股

公司治理

管理团队

姓名职位年龄
Mr. Michael J. Brown M.Sc.Chairman, CEO & President68
Mr. Rick L. Weller CPAExecutive VP, Chief Accounting Officer & CFO67
Mr. Kevin J. CaponecchiExecutive VP and CEO of epay, Software & Payments Infrastructure Asia Pacific Segment58
Mr. Juan C. BianchiExecutive VP & CEO of Money Transfer Segment54
Mr. Nikos FountasExecutive VP and CEO of Payments Infrastructure Americas, Middle East & Africa Division61
Dr. Martin L. BrucknerExecutive VP & CTO49
Ms. Stephanie TaylorDirector of Financial Planning & IR-
Brian KimzeyActing General Counsel & Secretary-
Mr. Tony WarrenManaging Director of Payments Software-
Mr. Himanshu PujaraSenior VP & MD of EFT Asia Pacific & Ren Payments-

审计风险

4

董事会风险

6

薪酬风险

4

股东权利风险

4

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

文件

  • 年度报告(10-K)

    对公司业务、财务业绩和风险的年度概述。

    提交日期:2026-02-26

    查看文件
  • 季度报告(10-Q)

    最近三个月财务表现的最新情况。

    提交日期:2026-08-04

    查看文件
  • 临时报告(8-K)

    关于重大事件(如管理层变动或重要公告)的通知。

    提交日期:2026-07-30

    查看文件

via SEC EDGAR

损益历史

via SEC EDGAR

Latest News

Recent headlines for EEFT, sourced from Markets Gazette.

  • 3/15/2026NEGATIVE
    Payments Stock Down 30% Draws $6 Million Bet as Company Posts $4 Billion in Revenue

    Euronet Worldwide, a global payments platform provider, saw its stock plummet 30% following a substantial bet from investors. Despite posting $4 billion in revenue, the significant stock drop suggests underlying concerns or a bearish market sentiment towards the company's future performance or valuation. This dramatic price movement, coupled with a $6 million bet against the stock, indicates a high level of investor apprehension. The company's core business involves transaction processing and money transfer solutions across various international markets.

  • 3/4/2026NEUTRAL
    Euronet Stock Has Tanked 22% This Past Year, but One Fund Doubled Down With an $8 Million Buy Anyway

    Despite a 22% stock decline over the past year, one fund has doubled down on Euronet Worldwide Inc. with an $8 million purchase. Euronet, a payments firm facilitating secure global transactions through an extensive ATM and POS network, has attracted significant interest from this institutional investor. The move suggests strong conviction in the stock's turnaround potential or undervaluation by the fund, despite its recent poor performance. For investors, this substantial buy could signal a turning point or a value opportunity.

via Markets Gazette