First Hawaiian, Inc. (FHB)
合理估值基本面
76
价格
$24.62
市值
$3.00B
第一部分 · 这家公司值多少
概览
First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing services. In addition, the company offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and credit card and merchant processing services, as well as consumer and commercial credit cards processing services. Further, the company provides commercial and industrial lending, such as auto dealer flooring, commercial real estate lending, and construction lending services. It offers its products through branch, online, and mobile distribution channels. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
Bank of Hawai'i is First Hawaiian's mirror image in the same state, competing branch by branch for Hawaii retail deposits, consumer and commercial loans and trust business, with the two banks each holding roughly a third of all deposits in the islands.
Central Pacific Bank serves the same Hawaii households and small and mid-sized island businesses from a statewide branch network, and is the leading SBA lender in the state, competing directly with First Hawaiian for small business credit.
American Savings Bank is the third-largest deposit taker in Hawaii and competes with First Hawaiian for the same island retail deposits, mortgages and consumer loans; it is a subsidiary of Hawaiian Electric Industries rather than a separately listed company.
Since acquiring Territorial Bancorp in April 2025, Hope Bancorp runs the Territorial Savings branches in Hawaii and competes with First Hawaiian for island deposits and residential mortgages.
Bank of Guam competes head-on with First Hawaiian's branches in Guam and Saipan for the deposits and loans of Western Pacific consumers, businesses and government bodies.
资产负债表与流动性
营收
$904M
最近12个月（截至2026/6/30）
净利润
$285M
最近12个月（截至2026/6/30）
自由现金流
$303M
股东权益合计
$2.77B
负债合计
$21.19B
流动比率
-
利息覆盖率
0.55
债务/EBITDA
-
每股收益
营收与净利润
自由现金流
收入构成
历史财务表
利润率变化
债务变化
增长一览表
增长 — 营业收入
公允价值估算
公允价值
$27.11
当前价格
$24.62
安全边际
+9.2%
公允价值区间
$24.10 - $30.13
所用估值方法之间的离散区间，并非经过统计校准的置信区间。
估算方法
估值指标
市盈率（P/E）
10.70
ROE
10.0%
市净率（P/B）
1.06
P/FCF
9.58
毛利率
-
ROIC
-
盈利能力雷达图
价值创造（经济护城河）
ROIC
-
WACC
9.1%
ROIC − WACC
-
基本面分析标准
通过（16）
- EPS shows upward trend
- P/FCF 9.58
- P/B Ratio 1.06
- Operating Margin 41.1%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 10.3%
- Earnings Surprise avg 4.1%
- PEG Ratio 1.16
- Earnings Quality (OCF/NI) 1.18
- Share Dilution -2.3%
- Net Margin Trend 31.5% vs 29.8%
- Piotroski F-Score 7/9
未通过（7）
- EPS CAGR 3.23%
- Price CAGR -3.34%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Revenue Growth 5Y 3.0%
- Analyst Consensus 0% Buy
不可用（5）
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-评分
财务状况强健
盈利质量
高质量：盈利有现金流支撑
股权稀释
正在回购股份，对股东友好
机构持股
公司治理
管理团队
| 姓名 | 职位 | 年龄 |
|---|---|---|
| Mr. Robert Scott Harrison | Chairman of the Board, President & CEO | 65 |
| Mr. James M. Moses | Vice Chairman of Finance Group & CFO | 48 |
| Mr. Neill Alan Char | Vice Chairman of Commercial & Retail Banking Group | 53 |
| Ms. Lea M. Nakamura | Executive VP & Chief Risk Officer of Risk Management Group | 59 |
| Ms. Gina O. Woo Anonuevo | Vice Chair & Chief Administrative Officer | 58 |
| Mr. Kevin S. Haseyama C.F.A. | Strategic Planning & Investor Relations Manager | - |
| Mr. Joel E. Rappoport Esq., J.D. | Executive VP of Legal & Corporate Services Group, General Counsel and Secretary | - |
| Ms. Darlene N. Blakeney | Executive VP of Wholesale Banking Group & Chief Lending Officer | 62 |
审计风险
4
董事会风险
3
薪酬风险
1
股东权利风险
1
第二部分 · 价格与买入时机
这一部分不判断公司是否值得拥有：它帮助你在基本面说服你之后，选择何时买入。包含：技术分析、潜力、历史回撤、Gamma 敞口。
损益历史
via SEC EDGAR
Latest News
Recent headlines for FHB, sourced from Markets Gazette.
- 4/25/2026NEUTRALFull Transcript: First Hawaiian Q1 2026 Earnings Call
First Hawaiian Inc. released its Q1 2026 earnings call transcript on April 25, 2026. The transcript provides a detailed account of the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. Investors and analysts can review the discussions on revenue streams, operational efficiency, market conditions, and management's forward-looking statements. While the transcript itself is informational, it serves as a crucial resource for understanding the company's trajectory and potential future performance, allowing for informed investment decisions.
via Markets Gazette