Fulton Financial Corporation (FULT)
合理估值基本面
65
价格
$22.73
市值
$4.31B
第一部分 · 这家公司值多少
概览
Fulton Financial Corporation operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States. It provides various checking accounts and savings deposit products, and certificates of deposit. The company also offers consumer loans products, including home equity loans and lines of credit; construction and jumbo residential mortgage loans; automobile, student, and personal loans; account overdraft protection; commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it offers letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns trust preferred securities; and sells various life insurance products. It provides its products and services through financial center locations, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. The company was founded in 1882 and is headquartered in Lancaster, Pennsylvania.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
The other mid-sized bank of the Delaware Valley, competing branch by branch with Fulton in Delaware, Philadelphia and its suburbs on both commercial lending and trust and wealth services.
Far larger Mid-Atlantic bank with a dense branch and commercial-lending presence in the same Pennsylvania, Maryland, Delaware and New Jersey markets, where it takes deposit share directly from Fulton.
Pennsylvania-based regional bank of comparable footprint that chases the same small- and mid-sized commercial borrowers and retail deposits across Pennsylvania, Maryland and Virginia.
Community bank of south-eastern Pennsylvania whose offices reach into Lancaster and the Lehigh Valley, offering the same mix of relationship business lending, deposits and wealth management to the same towns.
Central-Pennsylvania commercial bank operating in Fulton's home corridor between Harrisburg and Lancaster, competing for local business loans and core deposits.
New Jersey-based commercial bank listed by Fulton among its compensation peers, overlapping in northern New Jersey and eastern Pennsylvania for middle-market lending and wealth clients.
资产负债表与流动性
营收
$1.37B
最近12个月（截至2026/6/30）
净利润
$397M
最近12个月（截至2026/6/30）
自由现金流
-
股东权益合计
$3.49B
负债合计
$28.63B
流动比率
-
利息覆盖率
0.46
债务/EBITDA
-
每股收益
营收与净利润
自由现金流
收入构成
历史财务表
利润率变化
债务变化
增长一览表
增长 — 营业收入
公允价值估算
公允价值
$24.49
当前价格
$22.73
安全边际
+7.2%
公允价值区间
$20.19 - $28.79
所用估值方法之间的离散区间，并非经过统计校准的置信区间。
估算方法
估值指标
市盈率（P/E）
10.81
ROE
11.2%
市净率（P/B）
1.13
P/FCF
-
毛利率
-
ROIC
-
盈利能力雷达图
价值创造（经济护城河）
ROIC
-
WACC
10.7%
ROIC − WACC
-
基本面分析标准
通过（14）
- EPS shows upward trend
- P/B Ratio 1.13
- Operating Margin 36.1%
- Low reliance on intangibles
- Price below Graham Number
- ROE 11.2%
- Revenue Growth 5Y 5.3%
- Analyst Consensus 62% Buy
- Earnings Surprise avg 4.8%
- PEG Ratio 0.76
- Earnings Quality (OCF/NI) 1.08
- Share Dilution 2.4%
- Net Margin Trend 29.0% vs 25.3%
- Piotroski F-Score 5/9
未通过（5）
- Price CAGR 1.93%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
不可用（8）
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-评分
信号混杂：部分领域需关注
盈利质量
高质量：盈利有现金流支撑
股权稀释
正在发行新股，稀释所有权
机构持股
公司治理
管理团队
| 姓名 | 职位 | 年龄 |
|---|---|---|
| Mr. Curtis J. Myers | Chairman, CEO & President | 56 |
| Mr. Richard S. Kraemer | Senior EVP & CFO | 46 |
| Ms. Meg R. Mueller | Senior EVP & Chief Credit Officer | 60 |
| Mr. Andy B. Fiol | Senior EVP & Chief Banking Officer | 53 |
| Mr. Kevin C. Gremer | Senior EVP & Chief Operations and Technology Officer | 58 |
| Mr. Anthony L. Cossetti | Executive VP, Chief Accounting Officer & Controller | - |
| Ms. Angela M. Sargent | Senior EVP, Chief Information Officer & Information Tech. Manager | 57 |
| Patrick Lafferty | Investor Relations Manager | - |
| Ms. Natasha R. Luddington | Senior EVP, Chief Legal Officer & Corporate Secretary | 50 |
| Ms. Laura J. Wakeley | Senior Vice President of Corporate Communications | - |
审计风险
4
董事会风险
5
薪酬风险
1
股东权利风险
6
第二部分 · 价格与买入时机
这一部分不判断公司是否值得拥有：它帮助你在基本面说服你之后，选择何时买入。包含：技术分析、潜力、历史回撤、Gamma 敞口。
损益历史
via SEC EDGAR
Latest News
Recent headlines for FULT, sourced from Markets Gazette.