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Hancock Whitney Corporation (HWC)

被高估
Financial ServicesBanks - RegionalUnited States

基本面

67

价格

$72.91

市值

$5.78B

第一部分 · 这家公司值多少

概览

Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States. The company offers various transaction and savings deposit products, such as brokered deposits, time deposits, and money market accounts; treasury management services; secured and unsecured loan products, including revolving credit facilities; letters of credit and similar financial guarantees; trust and investment management services to retirement plans, corporations, and individuals; and investment advisory and brokerage products. It also provides commercial and industrial loans, such as commercial non-real estate and real estate loans; construction and land development loans; residential mortgages; and consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans, automobiles, recreational vehicles and boats, other personal purposes, deposit account secured loans, and small portfolio of credit card receivables. In addition, the company offers commercial finance products to middle market and corporate clients comprising leases and related structures; invests in new market tax credit activities and holds certain foreclosed assets; fixed annuity and life insurance products, investment management and advisory, and other services; and underwrites transactions primarily for banking clients, as well as debt and mortgage-related securities. The company was founded in 1899 and is headquartered in Gulfport, Mississippi.

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Direct competitors

Who this company fights with for the same customers

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资产负债表与流动性

营收

$1.47B

最近12个月(截至2026/6/30)

净利润

$427M

最近12个月(截至2026/6/30)

自由现金流

$523M

股东权益合计

$4.46B

负债合计

$31.01B

流动比率

-

利息覆盖率

0.47

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

增长一览表

增长 — 营业收入

公允价值估算

银行被高估

公允价值

$55.84

当前价格

$72.91

安全边际

-30.6%

公允价值区间

$37.96 - $73.71

所用估值方法之间的离散区间,并非经过统计校准的置信区间。

估算方法

分析师目标价:$84.23
现金流折现法(DCF):不适用于此类公司
市盈率法(P/E):$52.91
格雷厄姆成长公式:不适用于此类公司
盈利能力价值(EPV):不适用于此类公司
合理市净率(P/B):$49.86
股息折现模型(戈登模型):$31.14
P/FFO(运营资金):不适用于此类公司
周期中段收益:不适用于此类公司
市销率法(P/S):不适用于此类公司
分析师共识:强力买入 (10B / 4H / 0S)
最近财报超预期:-0.99%

估值指标

市盈率(P/E)

14.13

ROE

10.9%

市净率(P/B)

1.30

P/FCF

10.31

毛利率

-

ROIC

-

盈利能力雷达图

价值创造(经济护城河)

ROIC

-

WACC

11.3%

ROIC − WACC

-

基本面分析标准

通过(15)

  • EPS shows upward trend
  • EPS CAGR 6.20%
  • Price CAGR 5.32%
  • P/FCF 10.31
  • P/B Ratio 1.30
  • Operating Margin 36.7%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.6%
  • Analyst Consensus 71% Buy
  • Earnings Quality (OCF/NI) 1.35
  • Share Dilution -1.8%
  • Piotroski F-Score 7/9

未通过(7)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Revenue Growth 5Y 4.8%
  • Earnings Surprise avg 0.4%
  • Net Margin Trend 29.1% vs 32.0%

不可用(6)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-评分

7/9

财务状况强健

score
criteria

盈利质量

1.35

高质量:盈利有现金流支撑

股权稀释

-1.8%

正在回购股份,对股东友好

机构持股

公司治理

管理团队

姓名职位年龄
Mr. John M. HairstonPresident, CEO & Director61
Mr. Michael M. Achary CPASenior EVP, CFO & Principal Accounting Officer65
Mr. D. Shane LoperSenior EVP & COO59
Mr. Michael OteroSenior EVP & Chief Risk Officer58
Mr. Christopher S. ZilucaSenior EVP & Chief Credit Officer63
Mr. David J. Lundgren Jr., C.F.A.Chief Investment Officer-
Ashleigh Flower WilshireSenior VP & Head of Investor Relations-
Ms. Juanita P. KuhnerSenior Executive VP, General Counsel & Corporate Secretary44
Nina WillisChief Compliance Officer-
Mr. R. Paul MaxwellVP & Senior Communications Officer-

审计风险

3

董事会风险

1

薪酬风险

1

股东权利风险

5

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

文件

  • 年度报告(10-K)

    对公司业务、财务业绩和风险的年度概述。

    提交日期:2026-02-27

    查看文件
  • 季度报告(10-Q)

    最近三个月财务表现的最新情况。

    提交日期:2026-08-07

    查看文件
  • 临时报告(8-K)

    关于重大事件(如管理层变动或重要公告)的通知。

    提交日期:2026-08-03

    查看文件

via SEC EDGAR

损益历史

via SEC EDGAR

Latest News

Recent headlines for HWC, sourced from Markets Gazette.

  • 4/21/2026NEUTRAL
    Transcript: Hancock Whitney Q1 2026 Earnings Conference Call

    Hancock Whitney Corporation (HWC) released its Q1 2026 earnings conference call transcript on April 21, 2026. The transcript provides detailed insights into the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. While specific financial figures and forward-looking statements are contained within the document, the release of a transcript itself is informational. Investors and analysts will need to carefully review the content for any material changes in guidance, operational updates, or management commentary that could impact the company's valuation. Without further analysis of the transcript's specific details, the event is classified as neutral.

via Markets Gazette