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JPMorgan Chase & Co (JPM)

合理估值
Financial ServicesBanks - DiversifiedUnited States

基本面

60

价格

$331.66

市值

$894.72B

第一部分 · 这家公司值多少

概览

JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management. The company offers deposit, investment and lending products, and cash management; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit cards, payment solutions, travel services, merchant offers, lifestyle benefits, auto loans, and leases to consumers and small businesses through bank branches, ATMs, and digital and telephone banking. It also provides investment banking, market-making, financing, custody, and securities products and services; corporate strategy and structure advisory, equity and debt market capital-raising, and loan origination and syndication services; cash and derivative instruments, risk management solutions, prime brokerage, clearing, and research; and fund services, liquidity and trading services, and data solutions products for large corporations, financial institutions, merchants, start-ups, small and midsized companies, local governments, municipalities, nonprofits, and commercial real estate clients. In addition, the company offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; retirement products and services, estate planning, lending, deposits, and investment management products to high-net-worth clients; and financial transaction processing. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Compare

Generated on 2026年9月19日 with claude-haiku-4-5 — shared with all users

P/E: 12.5Score: 67Market cap: $387.89B

The closest like-for-like rival: the second-largest US bank by assets competes with Chase in retail branches, credit cards, mortgages, corporate lending and investment banking for essentially the same American households and corporations.

P/E: 18.5Score: 67Market cap: $229.70B

Competes head-on for multinational corporate clients in cash management, trade finance and markets trading, and is the other big US issuer of credit cards on a global footprint.

P/E: 11.7Score: 64Market cap: $244.37B

The main domestic competitor on the consumer and small-business side, fighting for the same US deposits, mortgages, auto loans and middle-market commercial relationships.

P/E: 13.9Score: 62Market cap: $266.79B

Direct rival to J.P. Morgan's investment bank: the two consistently trade the top spots in M&A advisory, equity and debt underwriting and institutional trading fees.

P/E: 15.2Score: 68Market cap: $304.12B

Competes for the same institutional trading flows and, above all, for wealthy clients and their advisors in asset and wealth management.

HSBC Holdings plcHSBC

The principal non-US rival for cross-border corporate banking, payments and trade finance, serving the same multinational treasurers in Europe and Asia.

资产负债表与流动性

营收

$199.41B

最近12个月(截至2026/6/30)

净利润

$65.07B

最近12个月(截至2026/6/30)

自由现金流

-

股东权益合计

$362.44B

负债合计

$4.06T

流动比率

-

利息覆盖率

0.84

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

增长一览表

增长 — 营业收入

公允价值估算

银行合理估值

公允价值

$288.01

当前价格

$331.66

安全边际

-15.2%

公允价值区间

$198.97 - $377.06

所用估值方法之间的离散区间,并非经过统计校准的置信区间。

估算方法

分析师目标价:$375.81
现金流折现法(DCF):不适用于此类公司
市盈率法(P/E):$316.95
格雷厄姆成长公式:不适用于此类公司
盈利能力价值(EPV):不适用于此类公司
合理市净率(P/B):$298.48
股息折现模型(戈登模型):$101.21
P/FFO(运营资金):不适用于此类公司
周期中段收益:不适用于此类公司
市销率法(P/S):不适用于此类公司
分析师共识:买入 (18B / 12H / 0S)
最近财报超预期:+3.96%

估值指标

市盈率(P/E)

14.17

ROE

15.7%

市净率(P/B)

2.35

P/FCF

-

毛利率

-

ROIC

-

盈利能力雷达图

价值创造(经济护城河)

ROIC

-

WACC

11.6%

ROIC − WACC

-

基本面分析标准

通过(13)

  • EPS shows upward trend
  • EPS CAGR 8.88%
  • Price CAGR 15.24%
  • P/B Ratio 2.35
  • Operating Margin 42.1%
  • Low reliance on intangibles
  • ROE 17.8%
  • Revenue Growth 5Y 7.7%
  • Analyst Consensus 60% Buy
  • Earnings Surprise avg 4.8%
  • PEG Ratio 0.82
  • Share Dilution -3.7%
  • Net Margin Trend 32.6% vs 32.2%

未通过(7)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Unknown)
  • Earnings Quality (OCF/NI) -2.50
  • Piotroski F-Score 2/9

不可用(8)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA

Piotroski F-评分

2/9

存在严重财务隐患

score
criteria

盈利质量

-2.50

低质量:需深入审查会计处理

股权稀释

-3.7%

正在回购股份,对股东友好

机构持股

公司治理

管理团队

姓名职位年龄
Mr. James DimonChairman & CEO69
Mr. Douglas B. PetnoCEO of the Commercial & Investment Bank and Co-President59
Mr. Troy Larry RohrbaughCEO of Consumer & Community Banking and Co-President55
Mr. Jeremy BarnumExecutive VP & CFO52
Ms. Mary Callahan ErdoesChief Executive Officer of Asset & Wealth Management and Executive VP58
Mr. Daniel Eduardo PintoVice Chairman62
Mr. Todd Anthony Combs M.B.A.Head Strategic Investment Group of Security & Resiliency Initiative54
Ms. Jennifer A. PiepszakChief Operating Officer54
Ms. Elena A. KorablinaMD, Firmwide Controller & Principal Accounting Officer51
Ms. Lori Ann BeerGlobal Chief Information Officer57

审计风险

6

董事会风险

6

薪酬风险

4

股东权利风险

3

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

文件

  • 年度报告(10-K)

    对公司业务、财务业绩和风险的年度概述。

    提交日期:2026-02-13

    查看文件
  • 季度报告(10-Q)

    最近三个月财务表现的最新情况。

    提交日期:2026-08-06

    查看文件
  • 临时报告(8-K)

    关于重大事件(如管理层变动或重要公告)的通知。

    提交日期:2026-07-23

    查看文件

via SEC EDGAR

损益历史

via SEC EDGAR

Latest News

Recent headlines for JPM, sourced from Markets Gazette.

  • 2d agoNEUTRAL
    JPMorgan Hires Trio for Natural Resources Banking Team

    JPMorgan Chase & Co. is bolstering its natural resources investment banking division with the addition of three new bankers. This strategic hiring move aims to strengthen the firm's advisory and capital-raising capabilities within the energy and commodities sectors. While the specific impact on the company's bottom line is not immediately quantifiable, the expansion signals JPMorgan's commitment to a key sector and its intent to capture more deal flow in natural resources.

  • 10d agoNEUTRAL
    Dimon Says US Shouldn’t Punish India Over Russian Oil: CNBC TV18

    Jamie Dimon, Chairman and CEO of JPMorgan Chase & Co., stated that the US should not penalize India or global oil markets as it attempts to pressure Russia regarding the war in Ukraine. Dimon highlighted the significant difficulties refiners encounter when attempting to switch crude oil supply sources. This perspective from a major financial institution's leader suggests a pragmatic approach to geopolitical energy policies, acknowledging the complex realities of global supply chains and the potential unintended consequences of sanctions on allied nations and market stability. Investors may view this as a call for nuanced policy-making.

  • 10d agoPOSITIVE
    JPMorgan e fondo sovrano del Qatar siglano partnership da 20 miliardi di dollari

    JPMorgan Chase has entered into a strategic partnership with Qatar Investment Authority (QIA), the sovereign wealth fund of Qatar. This Memorandum of Understanding (MoU) outlines a collaboration valued at $20 billion. This significant alliance follows a similar agreement QIA made with Goldman Sachs, underscoring the growing interest of major sovereign funds in partnering with leading global financial institutions. For investors, this deal signals strong institutional backing and potential for significant new business flows into JPMorgan, reinforcing its position in the global financial landscape and potentially boosting its assets under management and fee-based revenues.

  • 11d agoNEUTRAL
    Dimon Heads to India as Wall Street Steps Up Fight For Deal Boom

    JPMorgan Chase CEO Jamie Dimon is visiting India as the bank intensifies its efforts to capture a larger share of the country's burgeoning deal market. India is anticipated to experience a significant surge in mergers and acquisitions, and capital markets activities. Dimon's trip underscores the strategic importance of India to JPMorgan's global growth ambitions, signaling a proactive approach to expanding its presence and client services in one of the world's fastest-growing economies. Investors will monitor the bank's success in securing new mandates and deepening relationships within the Indian financial landscape.

  • 22d agoPOSITIVE
    India Lifts Ban on JPMorgan Unit in Index Manipulation Charge

    India has lifted a trading ban on a unit of JPMorgan Chase & Co., which was previously under investigation for alleged index manipulation. The ban was rescinded after the unit deposited 29.6 million rupees ($311,230) into a designated bank account, satisfying a directive from India's market regulator. This resolution removes a significant operational hurdle for the financial giant in the Indian market, allowing its unit to resume normal trading activities. Investors may view this as a positive development, indicating a de-escalation of regulatory pressure and a return to standard business operations for JPMorgan in India.

via Markets Gazette