KeyCorp (KEY)
合理估值基本面
57
价格
$20.20
市值
$21.77B
第一部分 · 这家公司值多少
概览
KeyCorp operates as the holding company for KeyBank National Association that provides various retail and commercial banking products and services in the United States. It operates in two segments, Consumer Bank and Commercial Bank. The company offers various deposits and investment products; personal finance and financial wellness, lending, student loan refinancing, mortgage and home equity, credit card, treasury, and business advisory; commercial leasing, investment management, consumer finance; and wealth management and investment services for institutional, non-profit, and high-net-worth clients. It also provides lending, cash management, equipment financing, and commercial mortgage loans; and capital market products and services, such as syndicated finance, debt and equity underwriting, fixed income and equity sales and trading, derivatives, foreign exchange, mergers and acquisition, other advisory services, and public finance to large corporate and institutional clients. In addition, the company offers personal and institutional trust custody services, personal financial and planning services, access to mutual funds, treasury services, and international banking services. Further, it provides community development financing, securities underwriting, brokerage, and investment banking services, as well as merchant services. The company was founded in 1849 and is headquartered in Cleveland, Ohio.
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Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月19日 with claude-haiku-4-5 — shared with all users
Ohio-headquartered regional bank that overlaps with KeyBank across the Great Lakes for the same retail deposit customers and middle-market commercial borrowers.
Competes branch-by-branch with KeyBank in Ohio and the Midwest and pitches the same commercial lending, treasury management and wealth services to mid-sized companies.
Regional bank of comparable size whose Northeast and Mid-Atlantic retail and commercial franchise competes directly with KeyBank's eastern footprint.
Pittsburgh-based bank that covers most of KeyBank's markets and targets the same middle-market corporate clients with lending and capital-markets services.
Northeast regional bank competing with KeyBank for deposits, commercial real estate lending and small-business relationships in New York and New England.
Larger Midwest and Pacific Northwest bank whose branch network and commercial banking business overlap with KeyBank's across much of its 15-state footprint.
资产负债表与流动性
营收
$7.48B
截至2025/12/31的财政年度
净利润
$1.83B
截至2025/12/31的财政年度
自由现金流
$2.10B
股东权益合计
$20.38B
负债合计
$164.00B
流动比率
-
利息覆盖率
0.50
债务/EBITDA
-
每股收益
营收与净利润
自由现金流
收入构成
历史财务表
利润率变化
债务变化
增长一览表
增长 — 营业收入
公允价值估算
公允价值
$19.04
当前价格
$20.20
安全边际
-6.1%
公允价值区间
$15.06 - $23.02
所用估值方法之间的离散区间，并非经过统计校准的置信区间。
估算方法
估值指标
市盈率（P/E）
13.42
ROE
9.0%
市净率（P/B）
1.08
P/FCF
17.84
毛利率
-
ROIC
-
盈利能力雷达图
价值创造（经济护城河）
ROIC
-
WACC
12.3%
ROIC − WACC
-
基本面分析标准
通过（13）
- P/FCF 17.84
- P/B Ratio 1.08
- Operating Margin 30.8%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 10.1%
- Analyst Consensus 58% Buy
- Earnings Surprise avg 5.0%
- Earnings Quality (OCF/NI) 1.21
- Piotroski F-Score 6/9
未通过（9）
- EPS shows upward trend
- EPS CAGR -2.32%
- Price CAGR 1.80%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Revenue Growth 5Y 4.3%
- PEG Ratio 2.92
- Share Dilution 139.2%
不可用（6）
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
- Net Margin Trend (invalid data)
Piotroski F-评分
信号混杂：部分领域需关注
盈利质量
高质量：盈利有现金流支撑
股权稀释
正在发行新股，稀释所有权
机构持股
公司治理
管理团队
| 姓名 | 职位 | 年龄 |
|---|---|---|
| Mr. Christopher Marrott Gorman | Chairman, President & CEO | 64 |
| Mr. Clark Harold Ibrahim Khayat J.D. | Chief Financial Officer | 53 |
| Mr. Andrew Jackson Paine III | Head of Institutional Banking & President of Key Institutional Bank | 55 |
| Mr. Mohit Ramani | Chief Risk Officer | 51 |
| Ms. Stacy L. Gilbert | Chief Accounting Officer | 53 |
| Mr. Brian James Mauney | Director of Investor Relations | - |
| Mr. James L. Waters J.D. | General Counsel & Corporate Secretary | 58 |
| Ms. Susan E. Donlan | Chief Communications Officer | - |
| Ms. Angela G. Mago | Chief Human Resources Officer | 59 |
| Ms. Katrina M. Evans | Chief of Staff & Director of Corporate Center | 60 |
审计风险
3
董事会风险
7
薪酬风险
8
股东权利风险
2
第二部分 · 价格与买入时机
这一部分不判断公司是否值得拥有：它帮助你在基本面说服你之后，选择何时买入。包含：技术分析、潜力、历史回撤、Gamma 敞口。
损益历史
via SEC EDGAR
Latest News
Recent headlines for KEY, sourced from Markets Gazette.