Palomar Holdings, Inc. (PLMR)
合理估值基本面
74
价格
$127.72
市值
$3.24B
第一部分 · 这家公司值多少
概览
Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products. It markets and distributes its products through retail agents, program administrators, wholesale brokers, and strategic partnerships. The company was formerly known as GC Palomar Holdings and changed its name to Palomar Holdings, Inc. The company was incorporated in 2013 and is headquartered in La Jolla, California.
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资产负债表与流动性
营收
$1.09B
最近12个月（截至2026/6/30）
净利润
$203M
最近12个月（截至2026/6/30）
自由现金流
$409M
股东权益合计
$943M
负债合计
$2.11B
流动比率
-
利息覆盖率
-
债务/EBITDA
1.02
每股收益
营收与净利润
自由现金流
收入构成
历史财务表
利润率变化
债务变化
债务负担有多重
增长一览表
增长 — 营业收入
公允价值估算
公允价值
$134.07
当前价格
$127.72
安全边际
+4.7%
公允价值区间
$106.15 - $161.99
所用估值方法之间的离散区间，并非经过统计校准的置信区间。
估算方法
估值指标
市盈率（P/E）
16.59
ROE
20.9%
市净率（P/B）
3.31
P/FCF
7.82
毛利率
-
ROIC
-
盈利能力雷达图
价值创造（经济护城河）
ROIC
-
WACC
7.3%
ROIC − WACC
-
基本面分析标准
通过（17）
- EPS shows upward trend
- EPS CAGR 54.57%
- Price CAGR 14.11%
- P/FCF 7.82
- Debt/Equity ratio
- Positive Free Cash Flow
- CapEx intensity
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
- ROE 21.6%
- Revenue Growth 5Y 39.0%
- Analyst Consensus 80% Buy
- Earnings Surprise avg 8.9%
- PEG Ratio 0.17
- Earnings Quality (OCF/NI) 2.04
- Piotroski F-Score 5/9
未通过（5）
- P/B Ratio 3.31
- Price below Graham Number
- DCF valuation (Overvalued)
- Share Dilution 4.7%
- Net Margin Trend 18.6% vs 22.7%
不可用（6）
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Operating Margin NaN%
- Current Ratio
- Interest Coverage
Piotroski F-评分
信号混杂：部分领域需关注
盈利质量
高质量：盈利有现金流支撑
股权稀释
正在发行新股，稀释所有权
机构持股
公司治理
管理团队
| 姓名 | 职位 | 年龄 |
|---|---|---|
| Mr. D. McDonald Armstrong | Founder, CEO & Chairman of the Board | - |
| Mr. Jon Marcus Christianson | President | 45 |
| Mr. Toshio Christopher Uchida CPA | Chief Financial Officer | 51 |
| Mr. Rodolphe Herve | Chief Operating Officer | 47 |
| Mr. Jonathan Blake Knutzen | Chief Risk Officer | 53 |
| Ms. Elizabeth Whitaker Seitz C.P.A. | EVP of Treasury & Financial Operations and Chief Accounting Officer | - |
| Mr. James Long | Chief Technology Officer | - |
| Ms. Angela Leann Grant | Chief Legal Officer & Corporate Secretary | 56 |
| Mr. Timothy T. Carter | Chief People Officer | 56 |
| Mr. Kyle Morgan | Chief Strategy Officer | - |
审计风险
2
董事会风险
6
薪酬风险
2
股东权利风险
7
第二部分 · 价格与买入时机
这一部分不判断公司是否值得拥有：它帮助你在基本面说服你之后，选择何时买入。包含：技术分析、潜力、历史回撤、Gamma 敞口。
损益历史
via SEC EDGAR
Latest News
Recent headlines for PLMR, sourced from Markets Gazette.