Reinsurance Group of America Inc (RGA)

合理估值

Financial ServicesInsurance - ReinsuranceUnited States

基本面

价格

$245.42

市值

$16.52B

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第一部分 · 这家公司值多少

概览

Reinsurance Group of America, Incorporated provides life and health, and asset-intensive reinsurance in the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia, and Australia. It offers individual and group life and health, disability, long-term care, and critical illness reinsurance; and financial solutions, such as asset-intensive reinsurance, longevity reinsurance, stable value products, pension risk transfer transactions, and capital solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risks; coinsurance of payout annuities; underwritten annuities; funding agreement backed note program and other capital motivated solutions; and superannuation. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.

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资产负债表与流动性

营收

$25.97B

最近12个月（截至2026/6/30）

净利润

$1.51B

最近12个月（截至2026/6/30）

自由现金流

股东权益合计

$13.46B

负债合计

$143.04B

流动比率

利息覆盖率

债务/EBITDA

2.47

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

债务负担有多重

增长一览表

增长 — 营业收入

公允价值估算

保险合理估值

公允价值

$287.88

当前价格

$245.42

安全边际

+14.7%

公允价值区间

$194.66 - $381.10

所用估值方法之间的离散区间，并非经过统计校准的置信区间。

估算方法

分析师目标价:$272.33

现金流折现法（DCF）:不适用于此类公司

市盈率法（P/E）:$189.15

格雷厄姆成长公式:不适用于此类公司

盈利能力价值（EPV）:不适用于此类公司

合理市净率（P/B）:$375.27

股息折现模型（戈登模型）:$95.02

P/FFO（运营资金）:不适用于此类公司

周期中段收益:不适用于此类公司

市销率法（P/S）:不适用于此类公司

分析师共识:买入 (9B / 5H / 1S)

最近财报超预期:+35.06%

估值指标

市盈率（P/E）

10.81

ROE

8.8%

市净率（P/B）

1.17

P/FCF

毛利率

ROIC

盈利能力雷达图

价值创造（经济护城河）

ROIC

WACC

7.2%

ROIC − WACC

基本面分析标准

通过（17）

EPS shows upward trend
EPS CAGR 11.27%
Price CAGR 7.05%
P/B Ratio 1.17
Debt/EBITDA
Low reliance on intangibles
Price below Graham Number
DCF valuation (Undervalued)
ROE 11.3%
Revenue Growth 5Y 10.2%
Analyst Consensus 60% Buy
Earnings Surprise avg 22.9%
PEG Ratio 0.48
Earnings Quality (OCF/NI) 1.98
Share Dilution -0.0%
Net Margin Trend 5.8% vs 3.5%
Piotroski F-Score 5/9

未通过（2）

Debt/Equity ratio
Return on Tangible Assets

不可用（9）

ROIC NaN%
Gross Margin NaN%
P/FCF NaN
Dividend Payout NaN%
Operating Margin NaN%
Positive Free Cash Flow
CapEx intensity
Current Ratio
Interest Coverage

Piotroski F-评分

5/9

信号混杂：部分领域需关注

score

criteria

盈利质量

1.98

高质量：盈利有现金流支撑

股权稀释

0.0%

正在回购股份，对股东友好

机构持股

公司治理

管理团队

姓名	职位	年龄
Mr. Tony Cheng F.S.A.	President, CEO & Director	51
Ms. My Chi Christine To	EVP, Chief Legal Officer & Corporate Secretary	52
Ms. Laura Kathleen Cockrill	Executive VP & CFO	48
Mr. Jayson Reagan Bronchetti C.A.I.A., C.F.A.	Executive VP & Chief Investment Officer	46
Ms. Zhang Lu	Senior Vice President of Investor Relations	-
Lynn Phillips	Senior VP of Enterprise Marketing & Communications	-
Mr. Peter Manley	Executive Vice President of Corporate Development	-
Mr. Raymond Kleeman	Executive VP & Chief Human Resources Officer	52
Mr. Jonathan William Porter FCIA, FSA	Executive VP & Global Chief Risk Officer	54
Catie Muccigrosso	VP, Chief Underwriter - U.S. Mortality Markets	-

审计风险

董事会风险

薪酬风险

股东权利风险

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有：它帮助你在基本面说服你之后，选择何时买入。包含：技术分析、潜力、历史回撤、Gamma 敞口。

文件

年度报告（10-K）
对公司业务、财务业绩和风险的年度概述。
提交日期：2026-02-20
查看文件
季度报告（10-Q）
最近三个月财务表现的最新情况。
提交日期：2026-08-07
查看文件
临时报告（8-K）
关于重大事件（如管理层变动或重要公告）的通知。
提交日期：2026-08-06
查看文件

via SEC EDGAR

损益历史

via SEC EDGAR

Latest News

Recent headlines for RGA, sourced from Markets Gazette.

No recent news for RGA.