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Raymond James Financial Inc (RJF)

被低估
Financial ServicesAsset ManagementUnited States

基本面

68

价格

$158.40

市值

$31.00B

第一部分 · 这家公司值多少

概览

Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers financial planning, investment advisory, securities transaction, investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party mutual fund and annuity companies, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; securities borrowing and lending services; and custodial, trade execution, research, and other support and services. The Capital Markets segment provides investment banking services, such as equity and debt underwriting, and merger and acquisition advisory; and fixed income and equity brokerage services. This segment also offers institutional sales, securities trading, equity research, and the syndication and management of investments in low-income housing funds and funds of a similar nature. The Asset Management segment provides asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Bank segment offers various types of loans, including securities-based, corporate, commercial and industrial, commercial real estate and construction, real estate investment trust, residential mortgage, and tax-exempt loans; Federal Deposit Insurance Corporation-insured deposit accounts; retail and corporate deposit; and liquidity management products and services. The Other segment engages in the private equity investments comprising investments in third-party funds. The company offers corporate, retail banking and trust services. Raymond James Financial, Inc. was founded in 1962 and is headquartered in Saint Petersburg, Florida.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

资产负债表与流动性

营收

$15.25B

最近12个月(截至2026/6/30)

净利润

$2.31B

最近12个月(截至2026/6/30)

自由现金流

$2.25B

股东权益合计

$12.50B

负债合计

$75.73B

流动比率

0.28

利息覆盖率

1.21

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

增长一览表

增长 — 营业收入

公允价值估算

一般情形被低估

公允价值

$291.33

当前价格

$158.40

安全边际

+45.6%

公允价值区间

$189.36 - $393.29

所用估值方法之间的离散区间,并非经过统计校准的置信区间。

估算方法

分析师目标价:$186.00
现金流折现法(DCF):$824.67
市盈率法(P/E):$128.18
格雷厄姆成长公式:$330.55
盈利能力价值(EPV):$121.47
合理市净率(P/B):$158.24
股息折现模型(戈登模型):$37.75
P/FFO(运营资金):$193.80
周期中段收益:$152.82
市销率法(P/S):$225.44
分析师共识:买入 (9B / 10H / 0S)
最近财报超预期:+6.71%

估值指标

市盈率(P/E)

13.76

ROE

17.1%

市净率(P/B)

2.39

P/FCF

21.08

毛利率

-

ROIC

-

盈利能力雷达图

价值创造(经济护城河)

ROIC

-

WACC

10.0%

ROIC − WACC

-

基本面分析标准

通过(15)

  • EPS shows upward trend
  • EPS CAGR 10.35%
  • Price CAGR 14.15%
  • P/FCF 21.08
  • P/B Ratio 2.39
  • Operating Margin 18.5%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 18.3%
  • Revenue Growth 5Y 14.3%
  • Earnings Surprise avg 3.8%
  • PEG Ratio 1.10
  • Share Dilution -2.8%
  • Piotroski F-Score 6/9

未通过(8)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Analyst Consensus 47% Buy
  • Earnings Quality (OCF/NI) 0.71
  • Net Margin Trend 15.1% vs 17.4%

不可用(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-评分

6/9

信号混杂:部分领域需关注

score
criteria

盈利质量

0.71

中等:利润与现金之间存在一定差距

股权稀释

-2.8%

正在回购股份,对股东友好

机构持股

公司治理

管理团队

姓名职位年龄
Mr. Paul Christopher Reilly C.P.A.Executive Chair70
Mr. Paul Marone ShoukryCEO & Director42
Mr. Jonathan W. Oorlog Jr.Senior VP, CFO & Controller61
Mr. Scott Alan CurtisChief Operating Officer62
Mr. Tashtego Spring ElwynPresident of Private Client Group53
Mr. James E. BunnPresident of Capital Markets & Advisory52
Ms. Katherine H. LarsonChief Accounting Officer44
Mr. Andy ZolperChief information officer-
Ms. Bella Loykhter AllaireChief Administrative Officer72
Ms. Kristina WaughSenior Vice President of Investor Relations and FP&A-

审计风险

9

董事会风险

8

薪酬风险

3

股东权利风险

5

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

文件

  • 年度报告(10-K)

    对公司业务、财务业绩和风险的年度概述。

    提交日期:2025-11-25

    查看文件
  • 季度报告(10-Q)

    最近三个月财务表现的最新情况。

    提交日期:2026-08-05

    查看文件
  • 临时报告(8-K)

    关于重大事件(如管理层变动或重要公告)的通知。

    提交日期:2026-09-23

    查看文件

via SEC EDGAR

损益历史

via SEC EDGAR

Latest News

Recent headlines for RJF, sourced from Markets Gazette.

  • 2/26/2026NEUTRAL
    Here's How Much $100 Invested In Raymond James Finl 10 Years Ago Would Be Worth Today

    Markets Gazette examines the significance of evaluating historical investment performance. An article calculating the current value of $100 invested in Raymond James Financial ten years ago, while not providing specific figures, highlights the importance of long-term analysis for investors. This type of study helps understand a stock's potential growth and resilience over time, offering insights into investment strategy and portfolio diversification. For current and potential shareholders of Raymond James Financial, a detailed analysis of such past returns can confirm or challenge future expectations, although past performance is no guarantee of future results. It serves as an invitation to look beyond daily fluctuations and consider the power of compounding.

via Markets Gazette