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Oracle Corp (ORCL)

Fair Value
TechnologySoftware - InfrastructureUnited States

Fundamental

61

Price

$136.12

Market Cap

$401.98B

Part 1 · What the company is worth

Overview

Oracle Corporation offers products and services that build, run and support enterprise information technology frameworks worldwide. Its Oracle cloud software as a service offering includes various cloud software applications, including Oracle Fusion cloud enterprise resource planning ERP, Oracle Fusion cloud enterprise performance management EPM, Oracle Fusion cloud supply chain and manufacturing management SCM, Oracle Fusion cloud human capital management HCM, and NetSuite applications suite, Oracle Health applications, as well as Oracle Fusion Sales, Service, and Marketing. The company also offers cloud-based industry solutions for various industries; Oracle cloud license and on-premise license; and Oracle license support services. In addition, it provides cloud and license business' infrastructure technologies, such as the Oracle Database and MySQL Database; Java, a software development language; and middleware, including development tools and others. The company's cloud and license business' infrastructure technologies also comprise cloud-based compute, storage, and networking capabilities; and Oracle autonomous database, as well as AI, Internet-of-Things, machine learning, digital assistant, and blockchain. Further, it provides hardware products and other hardware-related software offerings, including Oracle engineered systems, enterprise servers, storage solutions, industry-specific hardware, virtualization software, operating systems, management software, and related hardware support services, and consulting and advanced customer services. It markets and sells its cloud, license, hardware, support, and services offerings directly to businesses in various industries, government agencies, and educational institutions, as well as through indirect channels. Oracle Corporation has a strategic alliance with Metron, Inc. The company was founded in 1977 and is headquartered in Austin, Texas.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Compare

Generated on September 19, 2026 with claude-haiku-4-5 — shared with all users

P/E: 28.6Score: 72Market cap: $3.70T

Microsoft meets Oracle head-on in every one of its markets at once: SQL Server and Azure SQL against Oracle Database, Azure against Oracle Cloud Infrastructure, and Dynamics 365 against Oracle's ERP and HCM applications.

P/E: 20.0Score: 69Market cap: $2.69T

Through AWS, Amazon is the largest seller of the cloud computing capacity Oracle's OCI sells, and its managed databases (Aurora, RDS, Redshift) are the main destination for companies migrating off Oracle Database.

SAP SESAPGF
P/E: 27.6Score: 64Market cap: $212.58B

SAP is Oracle's historic rival for the enterprise applications budget, selling the same large organisations the ERP, finance and supply-chain software that Oracle Fusion Cloud Applications competes for.

P/E: 17.1Score: 69Market cap: $4.15T

Google Cloud bids against OCI for the same infrastructure and AI-training workloads, and its BigQuery and Spanner databases target the same enterprise data estates.

P/E: 19.5Score: 58Market cap: $207.90B

IBM sells the same large enterprises a competing database (Db2), hybrid-cloud platforms and the systems-integration services that overlap with Oracle's own services segment.

P/E: 20.9Score: 73Market cap: $187.04B

Salesforce competes for the same subscription spending on customer-facing cloud applications, directly against Oracle's CX, marketing and, through its acquisitions, human-resources and analytics suites.

Balance Sheet & Liquidity

Revenue

$71.78B

Trailing 12 months (through 8/31/2026)

Net Income

$18.92B

Trailing 12 months (through 8/31/2026)

Free Cash Flow

$-23.69B

Total Equity

$42.51B

Total Liabilities

$218.70B

Current Ratio

1.17

Interest Coverage

4.52

Debt/EBITDA

4.91

Earnings Per Share

Revenue & Net Income

Free Cash Flow

Income Breakdown

Historical statement

Margins over time

Debt over time

How heavy the debt is

Growth grid

Growth — Revenue

Fair Value Estimation

General caseFairly Valued

Fair Value

$129.92

Current Price

$136.12

Margin of Safety

-4.8%

Fair Value Range

$84.45 - $175.39

Spread across the valuation methods used, not a statistically calibrated confidence interval.

Estimation Methods

Analyst price target:$237.97
Discounted cash flow (DCF):$47.26
Earnings multiple (P/E):$105.53
Graham growth formula:$106.22
Earnings power value (EPV):$42.52
Justified P/B:$55.41
Dividend discount (Gordon):$20.60
P/FFO, funds from operations:Not enough data to compute it
Mid-cycle earnings:$198.54
Revenue multiple:$122.12
Analyst Consensus:Strong Buy (39B / 9H / 1S)
Last Earnings Surprise:+8.24%

Valuation Metrics

P/E Ratio

21.52

ROE

40.2%

P/B Ratio

6.22

P/FCF

-

Gross Margin

-

ROIC

7.1%

Profitability Radar

Value Creation (Economic Moat)

ROIC

7.1%

WACC

10.7%

ROIC − WACC

-3.6 pp

ROIC is below the cost of capital — the company is destroying value for every dollar invested.

Fundamental Analysis Criteria

Passed (17)

  • EPS shows upward trend
  • EPS CAGR 9.93%
  • Price CAGR 14.61%
  • ROIC 7.1%
  • Operating Margin 32.1%
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • ROE 42.6%
  • Revenue Growth 5Y 10.7%
  • Analyst Consensus 80% Buy
  • Earnings Surprise avg 12.0%
  • Earnings Quality (OCF/NI) 2.48
  • Share Dilution 2.2%
  • Net Margin Trend 26.4% vs 21.1%
  • Piotroski F-Score 5/9

Failed (7)

  • P/B Ratio 6.22
  • Debt/Equity ratio
  • Positive Free Cash Flow
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • PEG Ratio 4.10

Unavailable (4)

  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • CapEx intensity

Piotroski F-Score

5/9

Mixed signals: some areas need attention

score
criteria

Earnings Quality

2.48

High quality: earnings backed by cash

Share Dilution

2.2%

Issuing new shares, diluting ownership

Institutional Holdings

Governance

Executive Team

NameTitleAge
Mr. Lawrence J. EllisonCo-Founder, Chairman & CTO81
Mr. Jeffrey O. HenleyExecutive Vice Chairman of the Board80
Ms. Safra Ada CatzExecutive Vice Chair63
Ms. Maria SmithExecutive VP & Chief Accounting Officer58
Mr. Stuart A. LeveyExecutive VP & Chief Legal Officer61
Mr. Michael D. SiciliaChief Executive Officer & Director53
Mr. Clayton M. MagouyrkChief Executive Officer & Director38
Ms. Hilary Barbara Maxson B.Sc., M.B.A.Chief Financial Officer47
Mr. Mark HuraPresident of Global Field Operations51
Ms. Jae EvansGlobal Chief Information Officer & Executive VP-

Audit Risk

1

Board Risk

10

Compensation Risk

10

Shareholder Rights Risk

5

Part 2 · The price and when to enter

This part won't tell you whether the company is worth owning: it helps you choose when to buy it, once the fundamentals have convinced you. Inside: technical analysis, potential, historical drawdowns, gamma exposure.

Documents

  • Annual Report (10-K)

    A yearly overview of the business, its financial results, and the risks it faces.

    Filed on 2026-06-22

    View document
  • Quarterly Report (10-Q)

    A snapshot of financial performance for the most recent three-month period.

    Filed on 2026-09-11

    View document
  • Current Report (8-K)

    An announcement of a major event, such as a leadership change or big news.

    Filed on 2026-09-14

    View document

via SEC EDGAR

Income History

via SEC EDGAR

Latest News

Recent headlines for ORCL, sourced from Markets Gazette.

  • 2d agoPOSITIVE
    Good news for OpenAI is great news for Oracle’s stock — here’s why

    Oracle's stock is experiencing a surge in investor optimism, directly linked to OpenAI's proximity to a significant revenue milestone. While the specific figures for OpenAI's revenue are not detailed, the market's positive reaction suggests a substantial achievement that is expected to translate into increased demand for Oracle's cloud infrastructure and services, which are crucial for AI development. This news highlights the symbiotic relationship between AI innovation and the underlying technology providers, potentially leading to upward revisions in Oracle's earnings forecasts and increased analyst price targets.

  • 2d agoPOSITIVE
    Oracle Connects Bank Payment Systems To Swift’s Blockchain Ledger

    Oracle has announced a significant integration of its banking and blockchain infrastructure with Swift's shared ledger, enabling tokenized deposits. This collaboration allows banks to connect their tokenized-deposit systems directly to cross-bank payment flows, maintaining full control over their underlying assets. Oracle Banking Payments will facilitate the seamless connection of these digital-asset flows with existing ISO 20022 processing standards. The move is expected to streamline interbank transactions and foster greater adoption of tokenized assets in the financial sector, potentially enhancing Oracle's position in the financial technology space.

  • 3d agoNEGATIVE
    Perché le azioni Oracle scendono del 2% oggi?

    Oracle shares fell over 2% as investors grappled with broader market pressures from rising oil prices and Treasury yields, alongside concerns about the company's AI infrastructure spending. Credit markets also showed stress around Oracle's Project Jupiter data center loans in New Mexico, with debt trading at stressed levels post-S&P downgrade. Further pressure stemmed from Alphabet's Mandiant reporting renewed exploitation of a vulnerability in Oracle's PeopleSoft software. These combined factors suggest a challenging outlook for Oracle, impacting investor sentiment and share price.

  • 5d agoNEGATIVE
    Oracle gave Larry Ellison and his co-CEOs nearly $1 billion in stock options. By fiscal year end, all were underwater

    Oracle's co-CEOs, including founder Larry Ellison, were granted nearly $1 billion in stock options. However, by the end of the fiscal year, these options were underwater, meaning their strike price exceeded the stock's market value. This indicates a significant underperformance of Oracle's stock relative to the options' grant value. While new CFO Hilary Maxson managed to benefit from restricted stock units, the executive compensation structure for the top leadership highlights a disconnect between awarded potential and actual shareholder value realization for the period.

  • 6d agoNEUTRAL
    Ellison Pledges $9.2 Billion More in Oracle Shares as Collateral

    Larry Ellison, Oracle's co-founder and CTO, has pledged an additional 67 million Oracle Corp. shares as collateral for personal loans, a notable increase from the previous year. This move, while potentially raising concerns about insider selling or liquidity needs, is a personal financial maneuver by a major shareholder and does not directly reflect the company's operational performance or future prospects. Investors should monitor the company's fundamentals rather than this specific collateralization event.

  • 6d agoNEGATIVE
    Oracle Notice to Weigh on Data Center Debt, Morgan Stanley Says

    Morgan Stanley analysts highlight that Oracle's force majeure notice concerning a major New Mexico data center development introduces significant risk to loan and lease agreements. This event is expected to intensify scrutiny on debt financing for AI infrastructure projects, potentially increasing borrowing costs and reducing access to capital for similar ventures. Investors in Oracle and related data center developers should monitor the situation closely, as it could impact future project viability and profitability.

  • 6d agoNEGATIVE
    Oracle lancia diffida di "forza maggiore" per progetto data center New Mexico

    Oracle has issued a force majeure notice for a data center project in New Mexico, citing rising costs as the reason. This move aims to protect the company from potential financial liabilities due to unexpected cost escalations. While the specific project details and the full extent of the cost increase are not disclosed, such a declaration typically signals significant challenges in project execution and budget management. Investors will be monitoring Oracle's ability to navigate these cost pressures and their impact on future profitability and capital expenditure plans.

  • 6d agoNEUTRAL
    Oracle Japan +8%, madre USA in calo: perché gli investitori la vedono diversamente

    Oracle Japan experienced an 8% surge on Friday following record Q1 revenues and profits, with its cloud revenue climbing 31.7% and operating profit up 22.7%. However, its US parent, Oracle Corp, saw a 3.47% decline in New York trading due to renewed concerns over 'Project Jupiter,' impacting execution and funding doubts. This divergence highlights differing investor sentiment towards the Japanese subsidiary's cloud growth versus the parent company's broader strategic execution challenges.

via Markets Gazette