First Financial Bancorp. (FFBC)
Fair bewertetFundamental
63
Kurs
$31.18
Marktkapitalisierung
$3.29B
Teil 1 · Was das Unternehmen wert ist
Übersicht
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 18. September 2026 with claude-haiku-4-5 — shared with all users
An Indiana-based commercial bank of almost identical size that lends to the same middle-market businesses and gathers the same retail deposits across Indiana, Ohio and Illinois.
Headquartered in the same city, it holds the largest share of Cincinnati deposits and competes directly with First Financial for the region's commercial lending and wealth management clients.
A Louisville bank that has pushed into the Cincinnati and Indianapolis metro areas, targeting the same closely held businesses and trust clients in Kentucky, Ohio and Indiana.
A regional bank whose branch network overlaps First Financial's in Ohio, Kentucky and Indiana, competing for the same commercial real estate lending and deposit relationships.
An Ohio community-banking group that competes branch by branch for the same small-business and retail customers in Cincinnati and central Ohio.
An Ohio bank with a very similar mix of community branches plus equipment leasing and insurance-premium finance, the same specialty niches First Financial built with Summit Funding and Agile Premium Finance.
Bilanz & Liquidität
Umsatz
$1.01B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$285M
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
$317M
Gesamtes Eigenkapital
$2.77B
Gesamtverbindlichkeiten
$18.36B
Current Ratio
-
Zinsdeckungsgrad
0.50
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$28.90
Aktueller Kurs
$31.18
Sicherheitsmarge
-7.9%
Innerer-Wert-Spanne
$22.31 - $35.49
Streubreite zwischen den verwendeten Bewertungsmethoden, kein statistisch kalibriertes Konfidenzintervall.
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
11.07
ROE
9.2%
P/B-Verhältnis
1.10
P/FCF
4.35
Bruttomarge
-
ROIC
-
Rentabilitäts-Radar
Wertschöpfung (Wettbewerbsvorteil)
ROIC
-
WACC
11.2%
ROIC − WACC
-
Fundamentalanalyse-Kriterien
Bestanden (15)
- P/FCF 4.35
- P/B Ratio 1.10
- Operating Margin 35.5%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 10.1%
- Revenue Growth 5Y 11.9%
- Analyst Consensus 62% Buy
- Earnings Surprise avg 2.9%
- PEG Ratio 1.06
- Earnings Quality (OCF/NI) 2.78
- Share Dilution 0.8%
- Net Margin Trend 28.3% vs 28.0%
Nicht bestanden (8)
- EPS shows upward trend
- EPS CAGR -3.60%
- Price CAGR 0.93%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
- Piotroski F-Score 4/9
Nicht verfügbar (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienanzahl ist stabil
Institutionelle Beteiligungen
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Ms. Karen Ball Woods J.D. | Executive VP, General Counsel, Chief Administrative Officer & Corporate Secretary | 57 |
| Mr. Richard S. Dennen CPA | Executive VP & Chief Corporate Banking Officer | 58 |
| Mr. Jacob Holbrook | Commercial Banking President | - |
| Mr. Matthew D. Reckman | Chief Commercial Banking Officer | 46 |
| Mr. Scott T. Crawley CPA | Senior VP & Controller | 44 |
Prüfungsrisiko
4
Vorstandsrisiko
4
Vergütungsrisiko
1
Aktionärsrechterisiko
7
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Dokumente
- Dokument ansehen
Jahresbericht (10-K)
Ein jährlicher Überblick über das Geschäft, die Finanzergebnisse und die Risiken des Unternehmens.
Eingereicht am 2026-02-19
- Dokument ansehen
Quartalsbericht (10-Q)
Ein Update zur finanziellen Entwicklung der letzten drei Monate.
Eingereicht am 2026-08-06
- Dokument ansehen
Ad-hoc-Meldung (8-K)
Eine Mitteilung über ein wichtiges Ereignis, etwa einen Führungswechsel oder eine bedeutende Ankündigung.
Eingereicht am 2026-09-15
via SEC EDGAR
Ertragshistorie
via SEC EDGAR
Latest News
Recent headlines for FFBC, sourced from Markets Gazette.
- 4/24/2026NEUTRALFull Transcript: First Financial Bancorp Q1 2026 Earnings Call
First Financial Bancorp has released the full transcript of its Q1 2026 Earnings Call. While the transcript provides detailed insights into the company's performance, strategic initiatives, and future outlook, it does not contain specific forward-looking guidance or immediate performance metrics that would suggest a significant shift in the stock's valuation. Investors should review the transcript for qualitative information regarding management's commentary on market conditions, operational efficiency, and growth opportunities, but the document itself is primarily informational.
via Markets Gazette