M&T Bank Corp (MTB)
Fair bewertetFundamental
70
Kurs
$214.59
Marktkapitalisierung
$31.95B
Teil 1 · Was das Unternehmen wert ist
Übersicht
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, deposit products, cash management services, commercial real estate loans, and credit facilities secured by various commercial real estate properties to middle-market and large commercial customers. The company also provides customers deposit products, including demand, savings and time accounts, and other services; automobile and recreational finance loans, home equity loans and lines of credit, credit cards, and other loan products, as well as residential mortgage and real estate loans; business loans, cash management, payroll, direct deposit, and merchant credit card services to consumers and small businesses through branch network, telephone banking, internet banking, and automated teller machines. In addition, it offers trustee, agency, investment management, and administrative services; personal trust, planning and advisory, fiduciary, asset management, family office, and other services; and investment products, including mutual funds and annuities, and other services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 19. September 2026 with claude-haiku-4-5 — shared with all users
The closest overlap with M&T: a similarly sized regional bank with branches across New England, New York and the Mid-Atlantic, competing branch by branch for retail deposits, mortgages and middle-market commercial lending.
A larger super-regional that covers the same Mid-Atlantic markets — Pennsylvania, Maryland, Delaware, Washington D.C. — and bids for the same corporate and commercial real estate clients.
Competes head-on in upstate New York, M&T's home market, for retail and small-business deposits as well as commercial lending, and sits in M&T's own disclosed banking peer group.
A regional bank of comparable scale with a strong small-business and commercial franchise that now pushes into M&T's northeastern markets, and a member of the same disclosed peer group.
Overlaps with M&T along the Virginia–Maryland–Washington D.C. corridor, competing for the same retail branch customers and commercial banking relationships.
A peer-sized regional bank offering the same mix of retail, commercial and wealth services to middle-market companies and affluent households, and a benchmark competitor in M&T's stated peer group.
Bilanz & Liquidität
Umsatz
$9.96B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$3.03B
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
-
Gesamtes Eigenkapital
$29.18B
Gesamtverbindlichkeiten
$184.33B
Current Ratio
-
Zinsdeckungsgrad
0.55
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$255.37
Aktueller Kurs
$214.59
Sicherheitsmarge
+16.0%
Innerer-Wert-Spanne
$200.47 - $310.28
Streubreite zwischen den verwendeten Bewertungsmethoden, kein statistisch kalibriertes Konfidenzintervall.
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
11.52
ROE
9.8%
P/B-Verhältnis
1.12
P/FCF
-
Bruttomarge
-
ROIC
-
Rentabilitäts-Radar
Wertschöpfung (Wettbewerbsvorteil)
ROIC
-
WACC
10.6%
ROIC − WACC
-
Fundamentalanalyse-Kriterien
Bestanden (14)
- EPS shows upward trend
- EPS CAGR 6.01%
- P/B Ratio 1.12
- Operating Margin 39.4%
- Low reliance on intangibles
- Price below Graham Number
- ROE 10.7%
- Revenue Growth 5Y 8.4%
- Earnings Surprise avg 6.6%
- PEG Ratio 0.93
- Earnings Quality (OCF/NI) 1.25
- Share Dilution -5.1%
- Net Margin Trend 30.4% vs 28.7%
- Piotroski F-Score 6/9
Nicht bestanden (6)
- Price CAGR 4.37%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
- Analyst Consensus 33% Buy
Nicht verfügbar (8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Institutionelle Beteiligungen
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. Rene F. Jones CPA | Chairman & CEO | 60 |
| Mr. Daryl N. Bible C.F.A. | Senior EVP & CFO | 64 |
| Mr. Peter G. D'Arcy | Senior EVP & Head of Commercial Banking | 51 |
| Mr. Christopher E. Kay J.D. | Senior EVP & Head of Enterprise Platforms | 60 |
| Mr. Michael A. Wisler | Senior Executive VP & Chief Technology and Operations Officer | 49 |
| Mr. Anthony Michael Roth J.D. | Chief Investment Officer | - |
| Hugh Giorgio | Head of Investment Banking | - |
| Ms. Tracy S. Woodrow | Senior EVP, Regional President for Western New York & Chief Administrative Officer | 51 |
| Mr. Rajiv Ranjan | Head of Investor Relations & Corporate Development | - |
| Ms. Laura P. O'Hara J.D. | Senior EVP & Chief Legal Officer | 65 |
Prüfungsrisiko
6
Vorstandsrisiko
9
Vergütungsrisiko
4
Aktionärsrechterisiko
6
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Dokumente
- Dokument ansehen
Jahresbericht (10-K)
Ein jährlicher Überblick über das Geschäft, die Finanzergebnisse und die Risiken des Unternehmens.
Eingereicht am 2026-02-18
- Dokument ansehen
Quartalsbericht (10-Q)
Ein Update zur finanziellen Entwicklung der letzten drei Monate.
Eingereicht am 2026-08-04
- Dokument ansehen
Ad-hoc-Meldung (8-K)
Eine Mitteilung über ein wichtiges Ereignis, etwa einen Führungswechsel oder eine bedeutende Ankündigung.
Eingereicht am 2026-09-28
via SEC EDGAR
Ertragshistorie
via SEC EDGAR
Latest News
Recent headlines for MTB, sourced from Markets Gazette.
- 4/13/2026NEUTRALTop Wall Street Forecasters Revamp M&T Bank Expectations Ahead Of Q1 Earnings
M&T Bank Corp (MTB) is set to report its first-quarter earnings on April 15th, with analysts projecting an Earnings Per Share (EPS) of $4.00 and revenue of $2.42 billion. The company recently announced a significant $5 billion share buyback program, which typically signals management's confidence in the company's financial health and can be a positive catalyst for the stock. However, recent analyst ratings show a mixed sentiment, with firms like Wells Fargo and Morgan Stanley maintaining 'Equal-Weight' ratings, while Piper Sandler upgraded its rating to 'Overweight' in January 2022. This divergence in analyst views suggests uncertainty about the bank's immediate prospects.
via Markets Gazette