Payoneer Global Inc. (PAYO)
Fair bewertetFundamental
65
Kurs
$7.14
Marktkapitalisierung
$2.42B
Teil 1 · Was das Unternehmen wert ist
Übersicht
Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their cross-border accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, multicurrency accounts, and workforce management. It also provides various payment options with minimal integration required, full back-office functions, and customer support. The company serves small and medium-sized businesses worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 19. September 2026 with claude-haiku-4-5 — shared with all users
PayPal is named in Payoneer's own 10-K as a global digital payment platform competing for the same online sellers, freelancers and marketplaces that need to get paid across borders and hold multiple currencies.
Wise offers the same core product to the same customers — multi-currency business accounts, local receiving details and low-cost cross-border transfers for small firms and freelancers — and is listed as a competitor in Payoneer's 10-K.
Airwallex, a private company cited by name in Payoneer's 10-K, sells global collection accounts, FX and payouts to the same internationally active small and mid-sized businesses.
Ant Group, named as a competitor in Payoneer's 10-K, serves Chinese and Asian e-commerce exporters — Payoneer's largest customer base — with cross-border collection and payout accounts through its WorldFirst business.
Stripe, listed among the merchant service providers Payoneer competes with in its 10-K, wins the same merchant and platform payment volume with Stripe Connect payouts to sellers in dozens of countries.
Bilanz & Liquidität
Umsatz
$855M
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$50M
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
$207M
Gesamtes Eigenkapital
$704M
Gesamtverbindlichkeiten
$8.25B
Current Ratio
1.00
Zinsdeckungsgrad
-
Schulden/EBITDA
0.08
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wie schwer die Schulden wiegen
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$6.65
Aktueller Kurs
$7.14
Sicherheitsmarge
-7.4%
Innerer-Wert-Spanne
$4.32 - $8.97
Streubreite zwischen den verwendeten Bewertungsmethoden, kein statistisch kalibriertes Konfidenzintervall.
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
51.00
ROE
10.4%
P/B-Verhältnis
3.70
P/FCF
13.34
Bruttomarge
-
ROIC
10.7%
Rentabilitäts-Radar
Wertschöpfung (Wettbewerbsvorteil)
ROIC
10.7%
WACC
9.9%
ROIC − WACC
+0.8 pp
Der ROIC liegt etwa auf Höhe der Kapitalkosten: Das Unternehmen deckt gerade eben seine Kapitalkosten.
Fundamentalanalyse-Kriterien
Bestanden (13)
- EPS shows upward trend
- ROIC 10.7%
- P/FCF 13.34
- Operating Margin 13.1%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
- Low reliance on intangibles
- ROE 10.0%
- Earnings Quality (OCF/NI) 4.42
- Share Dilution -1.4%
- Piotroski F-Score 6/9
Nicht bestanden (9)
- Price CAGR -5.93%
- P/B Ratio 3.70
- Debt/Equity ratio
- Return on Tangible Assets
- Price below Graham Number
- DCF valuation (Overvalued)
- Analyst Consensus 0% Buy
- Earnings Surprise avg -33.6%
- Net Margin Trend 5.9% vs 13.0%
Nicht verfügbar (5)
- Gross Margin NaN%
- Dividend Payout NaN%
- Interest Coverage
- Revenue Growth 5Y (Finnhub)
- PEG Ratio (need PE > 0 and growth > 0)
Piotroski F-Score
Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Institutionelle Beteiligungen
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. John R. Caplan | CEO & Director | 55 |
| Ms. Beatrice Ordonez C.A. | Chief Financial Officer | 52 |
| Ms. Tsafi Erlich Goldman | Chief Legal & Governance Officer and Corporate Secretary | 60 |
| Mr. Itai Perry | Senior VP of Finance & Principal Accounting Officer | - |
| Mr. Oren Ryngler | Chief Product & Technology Officer | - |
| Ms. Michelle Wang | Vice President of Investor Relations | - |
| Mr. Micheal Sheehy | Chief Compliance Officer | - |
| Mr. John Davis | Chief People Officer | - |
| Mr. Kevin Ambrosini | Chief Strategy Officer | - |
| Mr. Adam Cohen | Chief Growth Officer | - |
Prüfungsrisiko
5
Vorstandsrisiko
3
Vergütungsrisiko
3
Aktionärsrechterisiko
3
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Dokumente
- Dokument ansehen
Jahresbericht (10-K)
Ein jährlicher Überblick über das Geschäft, die Finanzergebnisse und die Risiken des Unternehmens.
Eingereicht am 2026-02-26
- Dokument ansehen
Quartalsbericht (10-Q)
Ein Update zur finanziellen Entwicklung der letzten drei Monate.
Eingereicht am 2026-08-06
- Dokument ansehen
Ad-hoc-Meldung (8-K)
Eine Mitteilung über ein wichtiges Ereignis, etwa einen Führungswechsel oder eine bedeutende Ankündigung.
Eingereicht am 2026-09-14
via SEC EDGAR
Ertragshistorie
via SEC EDGAR
Latest News
Recent headlines for PAYO, sourced from Markets Gazette.
- 2/26/2026NEUTRALPayoneer (PAYO) Q4 2025 Earnings Call Transcript
The financial community was keenly awaiting the publication of the Payoneer (PAYO) Q4 2025 earnings call transcript. However, detailed information regarding the content of this call has not been made publicly available. This prevents investors from thoroughly analyzing the company's financial performance, future projections, and any operational strategies discussed by management. Earnings conference calls are critical moments for the market, offering transparency and guiding shareholder expectations. The lack of immediate access to this key data leaves market participants awaiting further clarification to assess Payoneer's trajectory and outlook.
- 2/25/2026POSITIVEPayoneer joins rush of fintechs bidding for US bank charters
Payoneer, a prominent digital payments company, is joining the growing cohort of fintech firms vying for a US bank charter. This strategic move, which also sees industry players like Coinbase and Crypto.com (the latter having received conditional approval) in the running, signals an acceleration within the sector towards integrating traditional financial services with innovative digital solutions. For investors, securing a bank charter would represent a significant growth catalyst for Payoneer, enabling the company to broaden its product offerings, enhance its regulatory standing, and attract a wider customer base, thereby bolstering confidence in its business model and its potential for expansion within the US financial market.
via Markets Gazette