First Financial Bancorp. (FFBC)
Fair ValueFundamental
63
मूल्य
$31.32
मार्केट कैप
$3.29B
भाग 1 · कंपनी का मूल्य कितना है
अवलोकन
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
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Direct competitors
Who this company fights with for the same customers
Generated on 18 सितंबर 2026 with claude-haiku-4-5 — shared with all users
An Indiana-based commercial bank of almost identical size that lends to the same middle-market businesses and gathers the same retail deposits across Indiana, Ohio and Illinois.
Headquartered in the same city, it holds the largest share of Cincinnati deposits and competes directly with First Financial for the region's commercial lending and wealth management clients.
A Louisville bank that has pushed into the Cincinnati and Indianapolis metro areas, targeting the same closely held businesses and trust clients in Kentucky, Ohio and Indiana.
A regional bank whose branch network overlaps First Financial's in Ohio, Kentucky and Indiana, competing for the same commercial real estate lending and deposit relationships.
An Ohio community-banking group that competes branch by branch for the same small-business and retail customers in Cincinnati and central Ohio.
An Ohio bank with a very similar mix of community branches plus equipment leasing and insurance-premium finance, the same specialty niches First Financial built with Summit Funding and Agile Premium Finance.
बैलेंस शीट और तरलता
राजस्व
$1.01B
पिछले 12 महीने (30/6/2026 तक)
शुद्ध आय
$285M
पिछले 12 महीने (30/6/2026 तक)
Free Cash Flow
$317M
कुल इक्विटी
$2.77B
कुल देनदारियाँ
$18.36B
Current Ratio
-
Interest Coverage
0.50
Debt/EBITDA
-
Earnings Per Share
राजस्व और शुद्ध आय
Free Cash Flow
आय विवरण
ऐतिहासिक विवरण
समय के साथ मार्जिन
समय के साथ ऋण
वृद्धि तालिका
वृद्धि — राजस्व
Fair Value अनुमान
Fair Value
$28.90
वर्तमान मूल्य
$31.32
Margin of Safety
-8.4%
Fair Value सीमा
$22.31 - $35.49
इस्तेमाल किए गए valuation methods के बीच का फैलाव, कोई सांख्यिकीय रूप से calibrated confidence interval नहीं।
अनुमान विधियाँ
मूल्यांकन मेट्रिक्स
P/E Ratio
11.07
ROE
9.2%
P/B Ratio
1.10
P/FCF
4.35
Gross Margin
-
ROIC
-
लाभप्रदता Radar
मूल्य सृजन (प्रतिस्पर्धी बढ़त)
ROIC
-
WACC
11.2%
ROIC − WACC
-
Fundamental विश्लेषण मानदंड
पास (15)
- P/FCF 4.35
- P/B Ratio 1.10
- Operating Margin 35.5%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 10.1%
- Revenue Growth 5Y 11.9%
- Analyst Consensus 62% Buy
- Earnings Surprise avg 2.9%
- PEG Ratio 1.06
- Earnings Quality (OCF/NI) 2.78
- Share Dilution 0.8%
- Net Margin Trend 28.3% vs 28.0%
फेल (8)
- EPS shows upward trend
- EPS CAGR -3.60%
- Price CAGR 0.93%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
- Piotroski F-Score 4/9
अनुपलब्ध (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
मिश्रित संकेत: कुछ क्षेत्रों पर ध्यान देना आवश्यक
Earnings गुणवत्ता
उच्च गुणवत्ता: earnings नकदी द्वारा समर्थित
शेयर Dilution
शेयर संख्या स्थिर है
संस्थागत होल्डिंग
प्रशासन
कार्यकारी टीम
| नाम | पद | आयु |
|---|---|---|
| Ms. Karen Ball Woods J.D. | Executive VP, General Counsel, Chief Administrative Officer & Corporate Secretary | 57 |
| Mr. Richard S. Dennen CPA | Executive VP & Chief Corporate Banking Officer | 58 |
| Mr. Jacob Holbrook | Commercial Banking President | - |
| Mr. Matthew D. Reckman | Chief Commercial Banking Officer | 46 |
| Mr. Scott T. Crawley CPA | Senior VP & Controller | 44 |
Audit जोखिम
4
बोर्ड जोखिम
4
मुआवजा जोखिम
1
शेयरधारक अधिकार जोखिम
7
भाग 2 · कीमत और खरीदने का समय
यह हिस्सा यह नहीं बताता कि कंपनी अच्छी है या नहीं: यह तय करने में मदद करता है कि उसे कब खरीदें, जब फंडामेंटल आपको आश्वस्त कर चुके हों। इसमें: तकनीकी विश्लेषण, संभावना, ऐतिहासिक गिरावट, गामा एक्सपोज़र।
दस्तावेज़
- दस्तावेज़ देखें
वार्षिक रिपोर्ट (10-K)
कंपनी के कारोबार, वित्तीय नतीजों और जोखिमों का वार्षिक सिंहावलोकन।
दाखिल तिथि: 2026-02-19
- दस्तावेज़ देखें
तिमाही रिपोर्ट (10-Q)
पिछले तीन महीनों के वित्तीय प्रदर्शन का अपडेट।
दाखिल तिथि: 2026-08-06
- दस्तावेज़ देखें
विशेष रिपोर्ट (8-K)
किसी बड़ी घटना, जैसे नेतृत्व में बदलाव या बड़ी घोषणा, की सूचना।
दाखिल तिथि: 2026-09-15
via SEC EDGAR
आय का इतिहास
via SEC EDGAR
Latest News
Recent headlines for FFBC, sourced from Markets Gazette.
- 4/24/2026NEUTRALFull Transcript: First Financial Bancorp Q1 2026 Earnings Call
First Financial Bancorp has released the full transcript of its Q1 2026 Earnings Call. While the transcript provides detailed insights into the company's performance, strategic initiatives, and future outlook, it does not contain specific forward-looking guidance or immediate performance metrics that would suggest a significant shift in the stock's valuation. Investors should review the transcript for qualitative information regarding management's commentary on market conditions, operational efficiency, and growth opportunities, but the document itself is primarily informational.
via Markets Gazette