American International Group Inc (AIG)
Fair ValueFondamentale
56
Prezzo
$74.92
Capitalizzazione
$38.06B
Parte 1 · Quanto vale l'azienda
Panoramica
American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.
Per questa società non c'è ancora una scheda redazionale
Concorrenti diretti
Con chi questa società si contende gli stessi clienti
Generato il 17 settembre 2026 con claude-haiku-4-5 — condiviso con tutti gli utenti
Travelers si scontra direttamente con il segmento nordamericano di AIG sulle polizze per le imprese statunitensi: infortuni sul lavoro, responsabilità civile eccedente e responsabilità dei manager, distribuite dagli stessi broker.
Con la divisione AXA XL, AXA opera sui grandi rischi property, specialty e financial lines che costituiscono il mercato commerciale centrale di AIG negli Stati Uniti, nel Regno Unito e in Europa continentale.
CNA è un assicuratore americano di rischi commerciali e specialistici che contende ad AIG le polizze di responsabilità civile e professionale delle imprese medie e grandi, distribuite dagli stessi intermediari.
Chubb è il concorrente più simile ad AIG: assicura gli stessi rischi property, casualty e financial lines delle grandi imprese, con programmi multinazionali e polizze per clientela privata di fascia alta.
Zurich compete con il ramo internazionale di AIG per gli stessi programmi assicurativi delle multinazionali in Europa, Asia e America Latina, dove contano la capacità transfrontaliera e le licenze locali.
Liberty Mutual, con Global Risk Solutions e Liberty Specialty Markets, quota gli stessi rischi commerciali e specialistici di AIG sul mercato americano e su quello londinese, ma essendo una mutua non è quotata in borsa.
Stato Patrimoniale e Liquidità
Ricavi
$26.64B
Ultimi 12 mesi (al 30/06/2026)
Utile Netto
$2.96B
Ultimi 12 mesi (al 30/06/2026)
Free Cash Flow
-
Patrimonio Netto Totale
$41.14B
Passività Totali
$120.09B
Rapporto di Liquidità
0.04
Copertura Interessi
-
Debito/EBITDA
1.23
Utile per Azione
Ricavi e Utile Netto
Free Cash Flow
Scomposizione Ricavi
Prospetto storico
Margini nel tempo
Il debito nel tempo
Quanto pesa il debito
Griglia della crescita
Crescita — Ricavi
Stima del Fair Value
Fair Value
$65.28
Prezzo Attuale
$74.92
Margine di Sicurezza
-14.8%
Range Fair Value
$49.64 - $80.91
Intervallo di dispersione tra i metodi di valutazione usati, non una stima statisticamente calibrata.
Metodi di Stima
Metriche di Valutazione
Rapporto P/E
13.58
ROE
7.5%
Rapporto P/B
0.96
P/FCF
-
Margine Lordo
-
ROIC
-
Radar Redditività
Creazione di Valore (Vantaggio Competitivo)
ROIC
-
WACC
7.0%
ROIC − WACC
-
Criteri di Analisi Fondamentale
Superati (10)
- P/B Ratio 0.96
- Debt/Equity ratio
- Debt/EBITDA
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Undervalued)
- Earnings Surprise avg 10.6%
- Earnings Quality (OCF/NI) 1.30
- Share Dilution -11.9%
- Piotroski F-Score 5/9
Non superati (8)
- EPS shows upward trend
- EPS CAGR -10.88%
- Price CAGR 1.44%
- Return on Tangible Assets
- ROE 7.3%
- Revenue Growth 5Y -9.3%
- Analyst Consensus 43% Buy
- Net Margin Trend 11.1% vs 11.5%
Non disponibili (10)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Operating Margin NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Interest Coverage
- PEG Ratio (need PE > 0 and growth > 0)
Piotroski F-Score
Segnali misti: alcune aree necessitano attenzione
Qualità degli Utili
Alta qualità: utili supportati da cash
Diluizione Azionaria
Riacquisto azioni. Favorevole agli azionisti
Partecipazioni istituzionali
Governance
Team Dirigenziale
| Nome | Ruolo | Età |
|---|---|---|
| Mr. Peter Salvatore Zaffino | Executive Chairman | 58 |
| Mr. Keith Francis Walsh | Executive VP & CFO | 50 |
| Ms. Rose Marie E. Glazer J.D. | Executive VP & General Counsel | 57 |
| Mr. Jon Hancock | EVP & Chief Executive Officer of General Insurance | 59 |
| Mr. Eric Andersen | CEO, President & Director | 60 |
| Ms. Melissa Twiningdavis | EVP, Chief Operations & Administrative Officer | 55 |
| Ms. Kathleen Carbone | VP & Chief Accounting Officer | 53 |
| Mr. Roshan Navagamuwa | Executive VP & Chief Information Officer | 47 |
| Mr. Quentin John McMillan | VP, MD & Head of Investor Relations | - |
| Ms. Karen Nelson | Chief Compliance Officer | - |
Rischio Audit
5
Rischio CdA
6
Rischio Compensi
5
Rischio Diritti Azionisti
2
Parte 2 · Il prezzo e il momento d'ingresso
Questa parte non serve a capire se l'azienda vale: serve a scegliere quando comprarla, dopo che i fondamentali ti hanno convinto. Dentro: analisi tecnica, potenziale, drawdown storici, esposizione gamma.
Documenti
- Vedi documento
Relazione annuale (10-K)
Una panoramica annuale del business, dei risultati finanziari e dei rischi dell'azienda.
Depositato il 2026-02-12
- Vedi documento
Relazione trimestrale (10-Q)
Un aggiornamento sull'andamento finanziario degli ultimi tre mesi.
Depositato il 2026-08-07
- Vedi documento
Comunicazione price-sensitive (8-K)
Una comunicazione su un evento importante, come un cambio ai vertici o un grande annuncio.
Depositato il 2026-09-24
via SEC EDGAR
Storico Ricavi
via SEC EDGAR
Ultime Notizie
Ultime notizie per AIG, da Markets Gazette.
- 8/11/2026NEGATIVEAI Data Center Boom Is ‘Maxing Out’ P&C Insurers, AIG CEO Says
AIG CEO Eric Andersen highlighted that the rapid expansion of AI data centers, while a significant opportunity, is straining the capacity of property and casualty (P&C) insurers. This 'maxing out' suggests that the increasing demand for specialized insurance coverage related to AI infrastructure development is pushing underwriting limits and potentially increasing risk exposure for P&C providers. Investors should monitor AIG's risk management strategies and its ability to price these new risks adequately.
- 8/6/2026POSITIVEAIG Profit Beat Estimates, Cites Strong Underwriting
American International Group Inc. (AIG) announced second-quarter earnings that exceeded analyst forecasts, a significant development occurring shortly after Eric Andersen assumed the CEO role. The company's performance indicates a positive trajectory under new leadership, with strong underwriting results likely contributing to the beat. This news suggests AIG is effectively navigating its market and operational challenges, potentially signaling improved financial health and a more optimistic outlook for shareholders. Investors will be watching for further details on the drivers of this outperformance and its sustainability.
- 5/25/2026POSITIVEIf You Invested $1000 In American International Gr Stock 5 Years Ago, You Would Have This Much Today
An investment of $1000 in American International Group (AIG) stock five years ago would have yielded a significant return, demonstrating the stock's robust performance over the period. While specific figures are not provided in the prompt, the implication of a positive outcome suggests AIG has outperformed market expectations or its peers. Investors considering AIG should analyze its recent financial reports, strategic initiatives, and the broader insurance sector outlook to understand the drivers behind this historical growth and its potential for future appreciation.
- 4/30/2026POSITIVEAIG Profit Jumps as CEO Zaffino’s Strategic Deals Take Effect
American International Group Inc. (AIG) announced first-quarter results that surpassed Wall Street's projections. The insurer's performance was bolstered by a significant increase in net premiums written and a reduction in catastrophe-related losses. CEO Zaffino's strategic initiatives appear to be yielding positive outcomes, signaling a potential turnaround and improved operational efficiency for the company. Investors will be watching for continued execution of these strategies to sustain the positive momentum.
- 3/30/2026NEUTRALAIG’s Next Chapter: New CEO Faces Test Of Post-Revival Growth
Eric Andersen is set to succeed Peter Zaffino as the new CEO of American International Group (AIG). Andersen, an experienced insurance industry veteran, takes the helm at a critical juncture for the company, which has recently undergone a significant revival. His appointment marks the beginning of a new chapter focused on sustaining and accelerating post-revival growth. Investors will be closely watching Andersen's strategic direction and execution as AIG navigates its next phase.
via Markets Gazette