Popular, Inc. (BPOP)
適正価値ファンダメンタル
75
株価
$155.45
時価総額
$9.91B
パート1 · 企業の価値
概要
Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking services for individuals and businesses in Puerto Rico, the United States, the British Virgin Islands, the Caribbean, and Latin America. The company offers savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; checking accounts; individual retirement accounts and educational contribution accounts; business accounts; investment accounts; private management accounts; and certificates of deposit. It also provides commercial and industrial, commercial real estate, commercial multi-family, and residential mortgage loans; consumer loans, including unsecured personal loans, home equity lines of credit, and other loans to individual borrowers; construction loans; lease financing comprising automobile loans and leases; renewable energy and marine loans; and startup program and healthcare hub financing. In addition, the company offers auto and equipment leasing and financing; broker-dealer; international and private banking; insurance services, such as travel, property, auto and boat, health, life, and title; debit and credit cards; family of funds and Keogh plans; mobile easy deposit, foreign exchange, and fiduciary services; retirement plans; wire transfers; coordination of auto, aircraft, and helicopter loans; financial planning; investment advice; ATM; and online banking services. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.
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Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
On the U.S. mainland, Popular Bank's 40 branches in New York, New Jersey and South Florida compete with Valley for the same deposits and middle-market commercial and real-estate lending in exactly those three markets.
FirstBank Puerto Rico is Popular's closest rival for the same island deposits, mortgages, auto loans and commercial lending, and overlaps again in the U.S. Virgin Islands and Florida.
The third of Puerto Rico's three remaining commercial banks, Oriental chases the same retail customers, auto and consumer loans, and small-business relationships across the same branch network territory.
貸借対照表と流動性
売上高
$3.35B
直近12か月（2026/6/30まで）
純利益
$969M
直近12か月（2026/6/30まで）
フリーキャッシュフロー
$681M
自己資本合計
$6.25B
負債合計
$69.10B
流動比率
-
利払い倍率
0.97
負債/EBITDA
-
一株当たり利益（EPS）
売上高と純利益
フリーキャッシュフロー
収益内訳
財務推移表
利益率の推移
負債の推移
成長率グリッド
成長率 — 売上高
適正価値の推定
適正価値
$193.94
現在株価
$155.45
安全マージン
+19.8%
適正価値レンジ
$126.06 - $261.82
使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。
推定方法
バリュエーション指標
P/E レシオ
10.52
ROE
13.3%
P/B レシオ
1.54
P/FCF
12.28
粗利益率
-
ROIC
-
収益性レーダー
価値創造（経済的モート）
ROIC
-
WACC
9.0%
ROIC − WACC
-
ファンダメンタル分析基準
合格（18）
- EPS shows upward trend
- Price CAGR 13.75%
- P/FCF 12.28
- P/B Ratio 1.54
- Operating Margin 34.1%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 15.4%
- Revenue Growth 5Y 7.4%
- Analyst Consensus 94% Buy
- Earnings Surprise avg 11.0%
- PEG Ratio 0.65
- Earnings Quality (OCF/NI) 1.03
- Share Dilution -5.6%
- Net Margin Trend 28.9% vs 23.6%
- Piotroski F-Score 7/9
不合格（4）
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
データなし（5）
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-スコア
財務健全性が高い
利益の質
高品質：利益はキャッシュに裏付けられている
株式希薄化
株式を買い戻している。株主に友好的
機関投資家の保有
ガバナンス
経営陣
| 氏名 | 役職 | 年齢 |
|---|---|---|
| Mr. Jorge Jose García | President, CEO & Director | 52 |
| Mr. Lidio V. Soriano CPA | Executive VP & CFO | 56 |
| Ms. Camille Burckhart | EVP and Chief Information & Digital Strategy Officer of Digital, Innovation & Technology Group | 45 |
| Mr. Manuel A. Chinea | Executive VP and Chief Experience & Administration Services Officer | 59 |
| Ms. Denissa M. Rodriguez Adorno | Senior VP, Corporate Comptroller & Chief Accounting Officer | - |
| Mr. Paul J. Cardillo | Senior VP & Investor Relations Officer | - |
| Mr. Jose R. Coleman-Tio Esq. | Executive VP, Chief Legal Officer, Corporate Secretary & General Counsel of Corporate Matters Group | 44 |
| Ms. Maria Cristina Gonzalez Noguera | Executive VP and Chief Communications & Public Affairs Officer | 50 |
| Mr. Eli S. Sepulveda | Executive Vice President of Commercial Credit & Services Group of Banco Popular de Puerto Rico | 62 |
| Mr. Luis E. Cestero | Executive Vice President of Retail & Business Solutions Group at Banco Popular de Puerto Rico | 51 |
監査リスク
1
取締役会リスク
3
報酬リスク
2
株主権利リスク
1
パート2 · 株価と買い時
この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容：テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。
業績推移
via SEC EDGAR
Latest News
Recent headlines for BPOP, sourced from Markets Gazette.