The Baldwin Insurance Group, Inc. (BWIN)
適正価値ファンダメンタル
30
株価
$31.79
時価総額
$3.08B
パート1 · 企業の価値
概要
The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. Its Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and Medicare insurance solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers MGA platform, that manufactures technology-enabled insurance product suite comprises personal, commercial, and professional lines. Its Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities, as well as offers reinsurance brokerage; and consultation for government assistance programs and solutions, including traditional Medicare and Medicare advantage and affordable care act to seniors and eligible individuals through a network of primarily independent contractor agents. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
Named by Baldwin in its 10-K and the closest match to its model: a Florida-based, acquisition-driven retail broker selling property-casualty and employee-benefits programs to the same US middle-market businesses and individuals.
Named by Baldwin in its 10-K; it buys up independent agencies across the United States and places commercial risk and employee-benefits business for the same mid-sized corporate clients.
Named by Baldwin in its 10-K as its personal-lines competitor: both distribute home and auto policies to American households, often through mortgage and real-estate referral channels.
Named by Baldwin in its 10-K; through Marsh McLennan Agency it has moved down-market into the same US middle-market commercial and benefits accounts Baldwin targets.
Named by Baldwin in its 10-K as a private competitor: a North American retail brokerage that bids for the same middle-market commercial and private-client accounts and competes for the same independent agencies to acquire.
Named by Baldwin in its 10-K as a private competitor: a US retail broker serving middle-market companies with property-casualty placement and employee-benefits consulting, Baldwin's core revenue line.
貸借対照表と流動性
売上高
$1.72B
直近12か月（2026/6/30まで）
純利益
$-81M
直近12か月（2026/6/30まで）
フリーキャッシュフロー
$-69M
自己資本合計
$600M
負債合計
$2.78B
流動比率
1.07
利払い倍率
0.83
負債/EBITDA
12.72
一株当たり利益（EPS）
売上高と純利益
フリーキャッシュフロー
収益内訳
財務推移表
利益率の推移
負債の推移
負債の重さ
成長率グリッド
成長率 — 売上高
適正価値の推定
適正価値
$33.33
現在株価
$31.79
安全マージン
+4.6%
適正価値レンジ
$31.67 - $35.00
使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。
推定方法
バリュエーション指標
P/E レシオ
-
ROE
-5.6%
P/B レシオ
1.22
P/FCF
24.72
粗利益率
-
ROIC
-2.1%
収益性レーダー
価値創造（経済的モート）
ROIC
-2.1%
WACC
7.6%
ROIC − WACC
-9.8 pp
ROICが資本コストを下回っています。投資した1ドルごとに企業は価値を破壊しています。
ファンダメンタル分析基準
合格（7）
- EPS shows upward trend
- Price CAGR 10.28%
- P/FCF 24.72
- P/B Ratio 1.22
- Positive Free Cash Flow
- Current Ratio
- Analyst Consensus 71% Buy
不合格（14）
- ROIC -2.1%
- Debt/Equity ratio
- Operating Margin -6.9%
- CapEx intensity
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
- DCF valuation (Overvalued)
- ROE -10.6%
- Earnings Surprise avg 0.9%
- Share Dilution 7.6%
- Net Margin Trend -4.7% vs -1.2%
- Piotroski F-Score 2/9
データなし（6）
- Gross Margin NaN%
- Dividend Payout NaN%
- Price below Graham Number
- Revenue Growth 5Y (Finnhub)
- PEG Ratio (need PE > 0 and growth > 0)
- Earnings Quality (OCF/Net Income)
Piotroski F-スコア
重大な財務上の懸念
利益の質
低品質：会計処理を調査してください
株式希薄化
新株を発行しており、所有権を希薄化している
機関投資家の保有
ガバナンス
経営陣
| 氏名 | 役職 | 年齢 |
|---|---|---|
| Mr. L. Lowry Baldwin | Co-Founder & Chairman | 66 |
| Mr. Daniel Galbraith | President & CEO of Retail Brokerage Operations | 44 |
| Ms. Elizabeth H. Krystyn | Co-Founder | - |
| Ms. Laura Rice Sherman | Co-Founder | - |
| Ms. Bonnie Bishop | Executive Director of Investor Relations | - |
| Mr. Richard C. Tallo | Chief Marketing Officer | - |
| Ms. Erin King | Chief Colleague Officer | - |
| Mr. Austin Rock | President of Capacity Solutions | - |
| Mr. David Smith | President & Executive Operating Officer of Mainstreet Insurance Solutions | 60 |
| Mr. Michael C. Robinson | Regional President of RogersGray | - |
監査リスク
3
取締役会リスク
8
報酬リスク
4
株主権利リスク
8
パート2 · 株価と買い時
この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容：テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。
業績推移
via SEC EDGAR
Latest News
Recent headlines for BWIN, sourced from Markets Gazette.
- 2/27/2026NEUTRALBaldwin (BWIN) Q4 2025 Earnings Call Transcript
Baldwin (BWIN) held its Q4 2025 earnings call. While specific details from the transcript are not yet available, this event is a critical juncture for investors. Quarterly earnings calls are essential for understanding a company's financial performance, future outlook, and management strategies. Analysts and shareholders eagerly await this information to assess operational health, revenue growth, profitability, and any updates on future guidance. The current lack of content prevents an immediate assessment, but market attention remains high on Baldwin, awaiting the release of data to form informed judgments on its stock.
via Markets Gazette