CNA Financial Corp (CNA)
適正価値ファンダメンタル
88
株価
$44.88
時価総額
$12.30B
パート1 · 企業の価値
概要
CNA Financial Corporation, an insurance holding company, primarily provides commercial property and casualty insurance products in the United States, Canada, the United Kingdom, Continental Europe, and internationally. It operates through Specialty, Commercial, International, and Life & Group segments. The company offers professional liability coverage and risk management services to various professional firms, including architects, real estate agents, and accounting and law firms; directors and officers, errors and omissions, employment practices, fiduciary, and fidelity and cyber coverage to small and mid-size firms, public and privately held firms, and not-for-profit organizations; professional and general liability, as well as associated casualty coverages for healthcare industry; surety and fidelity bonds; and warranty and alternative risks products. It also provides property, marine, boiler, and machinery coverage insurance products; casualty insurance products comprising workers' compensation, general and product liability, commercial auto, umbrella, and excess and surplus coverages; specialized loss-sensitive insurance programs and total risk management services; and a run-off long-term care business. The company was founded in 1853 and is based in Chicago, Illinois. CNA Financial Corporation is a subsidiary of Loews Corporation.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
Both underwrite standard and specialty commercial property and casualty coverage for US small and mid-sized businesses through the same independent agent and broker networks.
Travelers is the largest US commercial property and casualty writer and competes with CNA line by line, from workers' compensation and general liability to management and professional liability.
W. R. Berkley writes the same niche specialty and excess-and-surplus commercial risks that CNA targets, and CNA names it in its own peer group.
Through its Great American subsidiaries, American Financial Group sells specialty commercial coverage to comparable niche business segments and appears in CNA's stated peer group.
Chubb is the main rival in the specialty commercial lines that drive CNA's premium — professional liability, management liability, cyber and surety — for the same corporate and professional clients.
Liberty Mutual, though a policyholder-owned mutual, is one of the largest US commercial insurers and bids against CNA for the same mid-market and national accounts business.
貸借対照表と流動性
売上高
$1.52B
直近12か月（2026/6/30まで）
純利益
$1.24B
直近12か月（2026/6/30まで）
フリーキャッシュフロー
$2.40B
自己資本合計
$11.62B
負債合計
$57.82B
流動比率
2.64
利払い倍率
-
負債/EBITDA
1.67
一株当たり利益（EPS）
売上高と純利益
フリーキャッシュフロー
収益内訳
財務推移表
利益率の推移
負債の推移
負債の重さ
成長率グリッド
成長率 — 売上高
適正価値の推定
適正価値
$58.65
現在株価
$44.88
安全マージン
+23.5%
適正価値レンジ
$51.83 - $65.48
使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。
推定方法
バリュエーション指標
P/E レシオ
9.86
ROE
11.0%
P/B レシオ
1.09
P/FCF
5.39
粗利益率
-
ROIC
-
収益性レーダー
価値創造（経済的モート）
ROIC
-
WACC
7.1%
ROIC − WACC
-
ファンダメンタル分析基準
合格（17）
- EPS shows upward trend
- EPS CAGR 9.49%
- P/FCF 5.39
- P/B Ratio 1.09
- Positive Free Cash Flow
- CapEx intensity
- Debt/EBITDA
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 11.0%
- Revenue Growth 5Y 6.8%
- PEG Ratio 0.77
- Earnings Quality (OCF/NI) 1.89
- Share Dilution 0.0%
- Net Margin Trend 81.2% vs 55.1%
- Piotroski F-Score 6/9
不合格（5）
- Price CAGR 1.40%
- Debt/Equity ratio
- Return on Tangible Assets
- Analyst Consensus 9% Buy
- Earnings Surprise avg -6.6%
データなし（6）
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Operating Margin NaN%
- Current Ratio
- Interest Coverage
Piotroski F-スコア
まちまちのシグナル：一部の領域に注意が必要
利益の質
高品質：利益はキャッシュに裏付けられている
株式希薄化
株式を買い戻している。株主に友好的
機関投資家の保有
ガバナンス
経営陣
| 氏名 | 役職 | 年齢 |
|---|---|---|
| Mr. Douglas Merle Worman B.A. | President, CEO & Chairman | 57 |
| Mr. Scott Robert Lindquist CPA | Executive VP & CFO | 61 |
| Ms. Jane Elizabeth Possell | Executive VP and Chief Information, Analytics & Operations Officer | 52 |
| Mr. Daniel Paul Franzetti | Executive VP & Chief Administrative Officer | 58 |
| Ms. Amy Caroline Adams B.B.A., C.P.A., M.B.A. | Senior Vice President of Investments & Treasury | - |
| Ms. Amy Marie Smith | Chief Accounting Officer | 46 |
| Ms. Ralitza Todorova C.F.A. | Vice President of Investor Relations & Rating Agencies | - |
| Jeffrey John Neuenschwander | Senior Vice President & General Counsel | 57 |
| Ms. Elizabeth Ann Aguinaga B.A. | Executive VP & Chief Human Resources Officer | 47 |
| Mr. James Abraham | Senior Vice President of Property & Marine Operations | - |
監査リスク
7
取締役会リスク
10
報酬リスク
9
株主権利リスク
5
パート2 · 株価と買い時
この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容：テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。
業績推移
via SEC EDGAR
Latest News
Recent headlines for CNA, sourced from Markets Gazette.