Eastern Bankshares, Inc. (EBC)
適正価値ファンダメンタル
62
株価
$20.89
時価総額
$4.78B
パート1 · 企業の価値
概要
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
Rockland Trust is the other large Massachusetts-headquartered commercial bank of comparable size, chasing the same small- and mid-sized business borrowers, retail deposits and wealth-management clients across Greater Boston, the South Shore and Rhode Island.
Citizens holds the second-largest deposit share in the Boston market and competes head-on with Eastern for household checking accounts, small-business relationships and middle-market commercial credit across New England.
Born in September 2025 from the merger of Berkshire Hills and Brookline, Beacon is a roughly $24 billion New England bank headquartered in Boston, overlapping with Eastern branch by branch on commercial lending and deposits in eastern Massachusetts and Rhode Island.
Needham Bank is a fast-growing Greater Boston commercial lender targeting the same local businesses, construction and commercial-real-estate borrowers that Eastern serves in the suburbs west and south of the city.
A large mutual savings bank with no shareholders and a dense branch network in the Boston suburbs, it competes with Eastern for exactly the same retail deposits and small-business lending in Middlesex and Norfolk counties.
貸借対照表と流動性
売上高
$1.12B
直近12か月（2026/6/30まで）
純利益
$376M
直近12か月（2026/6/30まで）
フリーキャッシュフロー
-
自己資本合計
$4.34B
負債合計
$26.25B
流動比率
-
利払い倍率
0.43
負債/EBITDA
-
一株当たり利益（EPS）
売上高と純利益
フリーキャッシュフロー
収益内訳
財務推移表
利益率の推移
負債の推移
成長率グリッド
成長率 — 売上高
適正価値の推定
適正価値
$21.13
現在株価
$20.89
安全マージン
+1.1%
適正価値レンジ
$18.50 - $23.76
使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。
推定方法
バリュエーション指標
P/E レシオ
11.76
ROE
2.0%
P/B レシオ
1.12
P/FCF
-
粗利益率
-
ROIC
-
収益性レーダー
価値創造（経済的モート）
ROIC
-
WACC
9.1%
ROIC − WACC
-
ファンダメンタル分析基準
合格（10）
- EPS shows upward trend
- P/B Ratio 1.12
- Operating Margin 35.8%
- Low reliance on intangibles
- Price below Graham Number
- ROE 9.0%
- Analyst Consensus 75% Buy
- PEG Ratio 0.41
- Earnings Quality (OCF/NI) 1.08
- Net Margin Trend 33.5% vs -10.2%
不合格（8）
- Price CAGR 4.42%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
- Earnings Surprise avg -2.2%
- Share Dilution 13.3%
- Piotroski F-Score 4/9
データなし（9）
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
- Revenue Growth 5Y (Finnhub)
Piotroski F-スコア
まちまちのシグナル：一部の領域に注意が必要
利益の質
高品質：利益はキャッシュに裏付けられている
株式希薄化
新株を発行しており、所有権を希薄化している
機関投資家の保有
ガバナンス
経営陣
| 氏名 | 役職 | 年齢 |
|---|---|---|
| Mr. Robert Francis Rivers | Executive Chairman of the Board | 60 |
| Mr. Denis K. Sheahan | CEO & Director | 59 |
| Mr. Quincy Lee Miller | President, Member of Advisory Board & COO | 50 |
| Mr. R. David Rosato C.F.A. | CFO & Treasurer | 63 |
| Mr. Donald Michael Westermann | Executive VP & Chief Information Officer | 47 |
| Mr. Andrew S. Hersom | Senior VP & Head of Investor Relations | - |
| Ms. Kathleen Cloherty Henry Esq. | Executive VP, General Counsel & Corporate Secretary | 52 |
| Mr. Andrew J. Ravens | Corporate Communications Manager | - |
| Ms. Danielle F. Remis Hackel | Executive VP & Chief Marketing Officer | 55 |
| Ms. Jennifer Wambold | Executive VP & Chief People Officer | - |
監査リスク
4
取締役会リスク
4
報酬リスク
5
株主権利リスク
4
パート2 · 株価と買い時
この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容：テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。
業績推移
via SEC EDGAR
Latest News
Recent headlines for EBC, sourced from Markets Gazette.