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Equifax Inc (EFX)

適正価値
IndustrialsConsulting ServicesUnited States

ファンダメンタル

65

株価

$140.31

時価総額

$17.13B

パート1 · 企業の価値

概要

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Compare

Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users

P/E: 16.9Score: 72Market cap: $12.76B

The third US consumer credit bureau: its reports sit next to Equifax's in the tri-merge file that mortgage lenders pull, and it sells the same risk, identity and fraud products to banks and insurers.

P/E: 17.1Score: 77Market cap: $18.16B

Competes with Equifax for the budget lenders spend on credit scoring, decisioning and fraud-analytics software, and reaches consumers directly with subscription credit monitoring.

Experian plcEXPN

One of the three US consumer credit bureaus alongside Equifax and TransUnion, selling credit reports, scores, fraud and marketing data to the same lenders, and competing directly in employment and income verification.

Dun & Bradstreet Holdings, Inc.Not tracked

Sells commercial credit reports and business risk data to the same corporate customers as Equifax's commercial solutions unit; taken private by Clearlake Capital in August 2025, so it no longer has a listed share.

Truework, Inc.Not tracked

A private US company that sells income and employment verifications to mortgage lenders and employers, the market Equifax's The Work Number dominates.

貸借対照表と流動性

売上高

$6.44B

直近12か月(2026/6/30まで)

純利益

$691M

直近12か月(2026/6/30まで)

フリーキャッシュフロー

$1.13B

自己資本合計

$4.60B

負債合計

$7.13B

流動比率

0.60

利払い倍率

5.19

負債/EBITDA

3.00

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

負債の重さ

成長率グリッド

成長率 — 売上高

適正価値の推定

一般的なケース適正価値

適正価値

$138.01

現在株価

$140.31

安全マージン

-1.7%

適正価値レンジ

$89.71 - $186.32

使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。

推定方法

アナリストの目標株価:$214.38
ディスカウンテッド・キャッシュフロー(DCF):$120.96
利益倍率(P/E):$93.71
グレアムの成長公式:$89.33
収益力価値(EPV):$65.28
正当化されたP/B:$54.68
配当割引モデル(ゴードン):$25.80
P/FFO(運用から生まれる資金):$188.92
中間サイクル利益:$275.44
売上高倍率:$153.75
アナリスト・コンセンサス:買い (21B / 9H / 0S)
直近の決算サプライズ:+1.23%

バリュエーション指標

P/E レシオ

24.12

ROE

14.3%

P/B レシオ

3.68

P/FCF

14.59

粗利益率

-

ROIC

9.7%

収益性レーダー

価値創造(経済的モート)

ROIC

9.7%

WACC

9.6%

ROIC − WACC

+0.1 pp

ROICはおおむね資本コストと同水準です。企業はかろうじて資本コストを賄えている状態です。

ファンダメンタル分析基準

合格(17)

  • EPS shows upward trend
  • EPS CAGR 5.65%
  • ROIC 9.7%
  • P/FCF 14.59
  • Debt/Equity ratio
  • Operating Margin 17.9%
  • Positive Free Cash Flow
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • ROE 15.0%
  • Revenue Growth 5Y 8.0%
  • Analyst Consensus 70% Buy
  • Earnings Surprise avg 3.7%
  • Earnings Quality (OCF/NI) 2.33
  • Share Dilution -0.6%
  • Piotroski F-Score 6/9

不合格(9)

  • Price CAGR 3.64%
  • P/B Ratio 3.68
  • CapEx intensity
  • Current Ratio
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • PEG Ratio 5.35
  • Net Margin Trend 10.7% vs 11.0%

データなし(2)

  • Gross Margin NaN%
  • Dividend Payout NaN%

Piotroski F-スコア

6/9

まちまちのシグナル:一部の領域に注意が必要

score
criteria

利益の質

2.33

高品質:利益はキャッシュに裏付けられている

株式希薄化

-0.6%

株式を買い戻している。株主に友好的

機関投資家の保有

ガバナンス

経営陣

氏名役職年齢
Mr. Mark W. BegorCEO & Director67
Mr. John W. Gamble Jr.Executive VP, CFO & COO62
Mr. Jamil FarshchiExecutive VP & CTO47
Ms. Julia A. HoustonExecutive VP & Chief Legal Officer54
Mr. Chad M. BortonExecutive VP & President of Workforce Solutions54
Mr. James M. GriggsChief Accounting Officer & Corporate Controller-
Mr. Trevor BurnsSenior Vice President of Corporate Investor Relations-
Ms. Kathryn Q. WalkerExecutive VP and Chief Marketing & Communications Officer47
Mr. Sunil BindalExecutive VP & Chief Corporate Development and Strategy Officer50
Ms. Carla J. ChaneyExecutive VP & Chief Human Resources Officer55

監査リスク

1

取締役会リスク

4

報酬リスク

8

株主権利リスク

8

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

書類

  • 年次報告書(10-K)

    事業内容、財務実績、リスクをまとめた年次の概要。

    提出日: 2026-02-19

    書類を見る
  • 四半期報告書(10-Q)

    直近3か月間の業績に関する最新情報。

    提出日: 2026-07-21

    書類を見る
  • 臨時報告書(8-K)

    経営陣の交代や重要な発表など、大きな出来事に関するお知らせ。

    提出日: 2026-07-29

    書類を見る

via SEC EDGAR

業績推移

via SEC EDGAR

Latest News

Recent headlines for EFX, sourced from Markets Gazette.

  • 4/21/2026NEUTRAL
    Equifax Q1 2026 Earnings Call: Complete Transcript

    Equifax Inc. will host its Q1 2026 Earnings Call on April 21, 2026, at 2:29 PM UTC. The company will discuss its financial performance and strategic initiatives for the first quarter. While the earnings call itself is an informational event, the actual financial results and forward-looking statements made during the call will determine the market's reaction. Investors will be scrutinizing revenue growth, profitability metrics, and any guidance provided for the upcoming quarters to assess the company's trajectory.

  • 4/21/2026POSITIVE
    Equifax Posts Fastest Revenue Growth Since 2021 on Mortgages

    Equifax Inc. announced its strongest revenue growth since 2021, propelled by a significant increase in mortgage application volumes. This surge indicates a robust recovery and expansion in the housing market, directly benefiting Equifax's data and analytics services. The company's performance suggests a positive outlook for its core business segments and highlights its ability to capitalize on market upturns. Investors will likely view this acceleration as a sign of underlying business strength and potential for continued earnings growth.

via Markets Gazette