Fulton Financial Corporation (FULT)
適正価値ファンダメンタル
65
株価
$21.95
時価総額
$4.31B
パート1 · 企業の価値
概要
Fulton Financial Corporation operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States. It provides various checking accounts and savings deposit products, and certificates of deposit. The company also offers consumer loans products, including home equity loans and lines of credit; construction and jumbo residential mortgage loans; automobile, student, and personal loans; account overdraft protection; commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it offers letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns trust preferred securities; and sells various life insurance products. It provides its products and services through financial center locations, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. The company was founded in 1882 and is headquartered in Lancaster, Pennsylvania.
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Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
The other mid-sized bank of the Delaware Valley, competing branch by branch with Fulton in Delaware, Philadelphia and its suburbs on both commercial lending and trust and wealth services.
Far larger Mid-Atlantic bank with a dense branch and commercial-lending presence in the same Pennsylvania, Maryland, Delaware and New Jersey markets, where it takes deposit share directly from Fulton.
Pennsylvania-based regional bank of comparable footprint that chases the same small- and mid-sized commercial borrowers and retail deposits across Pennsylvania, Maryland and Virginia.
Community bank of south-eastern Pennsylvania whose offices reach into Lancaster and the Lehigh Valley, offering the same mix of relationship business lending, deposits and wealth management to the same towns.
Central-Pennsylvania commercial bank operating in Fulton's home corridor between Harrisburg and Lancaster, competing for local business loans and core deposits.
New Jersey-based commercial bank listed by Fulton among its compensation peers, overlapping in northern New Jersey and eastern Pennsylvania for middle-market lending and wealth clients.
貸借対照表と流動性
売上高
$1.37B
直近12か月（2026/6/30まで）
純利益
$397M
直近12か月（2026/6/30まで）
フリーキャッシュフロー
-
自己資本合計
$3.49B
負債合計
$28.63B
流動比率
-
利払い倍率
0.46
負債/EBITDA
-
一株当たり利益（EPS）
売上高と純利益
フリーキャッシュフロー
収益内訳
財務推移表
利益率の推移
負債の推移
成長率グリッド
成長率 — 売上高
適正価値の推定
適正価値
$24.49
現在株価
$21.95
安全マージン
+10.4%
適正価値レンジ
$20.19 - $28.79
使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。
推定方法
バリュエーション指標
P/E レシオ
10.79
ROE
11.2%
P/B レシオ
1.13
P/FCF
-
粗利益率
-
ROIC
-
収益性レーダー
価値創造（経済的モート）
ROIC
-
WACC
10.7%
ROIC − WACC
-
ファンダメンタル分析基準
合格（14）
- EPS shows upward trend
- P/B Ratio 1.13
- Operating Margin 36.1%
- Low reliance on intangibles
- Price below Graham Number
- ROE 11.2%
- Revenue Growth 5Y 5.3%
- Analyst Consensus 62% Buy
- Earnings Surprise avg 4.8%
- PEG Ratio 0.76
- Earnings Quality (OCF/NI) 1.08
- Share Dilution 2.4%
- Net Margin Trend 29.0% vs 25.3%
- Piotroski F-Score 5/9
不合格（5）
- Price CAGR 1.93%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
データなし（8）
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-スコア
まちまちのシグナル：一部の領域に注意が必要
利益の質
高品質：利益はキャッシュに裏付けられている
株式希薄化
新株を発行しており、所有権を希薄化している
機関投資家の保有
ガバナンス
経営陣
| 氏名 | 役職 | 年齢 |
|---|---|---|
| Mr. Curtis J. Myers | Chairman, CEO & President | 56 |
| Mr. Richard S. Kraemer | Senior EVP & CFO | 46 |
| Ms. Meg R. Mueller | Senior EVP & Chief Credit Officer | 60 |
| Mr. Andy B. Fiol | Senior EVP & Chief Banking Officer | 53 |
| Mr. Kevin C. Gremer | Senior EVP & Chief Operations and Technology Officer | 58 |
| Mr. Anthony L. Cossetti | Executive VP, Chief Accounting Officer & Controller | - |
| Ms. Angela M. Sargent | Senior EVP, Chief Information Officer & Information Tech. Manager | 57 |
| Patrick Lafferty | Investor Relations Manager | - |
| Ms. Natasha R. Luddington | Senior EVP, Chief Legal Officer & Corporate Secretary | 50 |
| Ms. Laura J. Wakeley | Senior Vice President of Corporate Communications | - |
監査リスク
4
取締役会リスク
5
報酬リスク
1
株主権利リスク
6
パート2 · 株価と買い時
この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容：テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。
業績推移
via SEC EDGAR
Latest News
Recent headlines for FULT, sourced from Markets Gazette.