Bank OZK (OZK)
適正価値ファンダメンタル
82
株価
$46.03
時価総額
$5.01B
パート1 · 企業の価値
概要
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月19日 with claude-haiku-4-5 — shared with all users
Competes head-on for large commercial real-estate and construction loans in the same New York, Florida and Southeast markets where Bank OZK's Real Estate Specialties Group originates.
The other large Arkansas-based commercial bank, competing for the same retail deposits and middle-market business lending across Arkansas, Tennessee and Texas.
Arkansas-headquartered regional bank of similar size chasing the same commercial-real-estate borrowers and core deposits across Arkansas, Florida, Texas and New York.
A comparably CRE-concentrated regional lender bidding for the same multifamily and commercial property loans in New York and other major metros.
Southeastern regional bank of similar scale competing for the same commercial real-estate developers and business customers in Georgia, Florida and the Carolinas.
Non-bank lender writing the same construction and bridge loans to multifamily and commercial developers that Bank OZK's Real Estate Specialties Group targets.
貸借対照表と流動性
売上高
$1.74B
直近12か月（2026/6/30まで）
純利益
$691M
直近12か月（2026/6/30まで）
フリーキャッシュフロー
$732M
自己資本合計
$6.13B
負債合計
$34.66B
流動比率
-
利払い倍率
-
負債/EBITDA
-
一株当たり利益（EPS）
売上高と純利益
フリーキャッシュフロー
収益内訳
財務推移表
利益率の推移
負債の推移
負債の重さ
成長率グリッド
成長率 — 売上高
適正価値の推定
適正価値
$57.01
現在株価
$46.03
安全マージン
+19.3%
適正価値レンジ
$43.54 - $70.49
使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。
推定方法
バリュエーション指標
P/E レシオ
7.41
ROE
11.7%
P/B レシオ
0.83
P/FCF
6.93
粗利益率
-
ROIC
-
収益性レーダー
価値創造（経済的モート）
ROIC
-
WACC
8.5%
ROIC − WACC
-
ファンダメンタル分析基準
合格（14）
- EPS shows upward trend
- EPS CAGR 10.86%
- P/FCF 6.93
- P/B Ratio 0.83
- Positive Free Cash Flow
- CapEx intensity
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 11.2%
- Revenue Growth 5Y 6.3%
- PEG Ratio 0.32
- Earnings Quality (OCF/NI) 1.17
- Share Dilution -0.8%
- Piotroski F-Score 5/9
不合格（5）
- Price CAGR -1.31%
- Debt/Equity ratio
- Analyst Consensus 43% Buy
- Earnings Surprise avg -1.8%
- Net Margin Trend 41.4% vs 43.2%
データなし（9）
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Operating Margin NaN%
- Current Ratio
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
Piotroski F-スコア
まちまちのシグナル：一部の領域に注意が必要
利益の質
高品質：利益はキャッシュに裏付けられている
株式希薄化
株式を買い戻している。株主に友好的
機関投資家の保有
ガバナンス
経営陣
| 氏名 | 役職 | 年齢 |
|---|---|---|
| Mr. George G. Gleason II | Chairman & CEO | 71 |
| Mr. Paschall Brannon Hamblen | President | 59 |
| Mr. Tim Hicks CPA | Chief Financial Officer | 52 |
| Ms. Cynthia Wolfe | Chief Operating Officer | 59 |
| Mr. John Carter | Chief Credit Officer | 44 |
| Mr. Stan Thomas | Chief Accounting Officer | 53 |
| Mr. Jason Cathey | Chief Information Officer | 43 |
| Ms. Tamara Gotham | Chief Administrative Officer | 41 |
| Ms. Helen Woodyard Brown J.D. | General Counsel & Corporate Secretary | 47 |
| Ms. Candace Graham | Executive VP & Director of Corporate Communication | - |
監査リスク
1
取締役会リスク
5
報酬リスク
1
株主権利リスク
3
パート2 · 株価と買い時
この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容：テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。
Latest News
Recent headlines for OZK, sourced from Markets Gazette.
- 4/22/2026NEUTRALBank OZK Q1 2026 Earnings Call Transcript
Bank OZK is scheduled to hold its Q1 2026 Earnings Call on April 22, 2026, at 1:55 PM UTC. While the specific financial results are not detailed in this announcement, the call itself is a standard corporate event for investors to gain insights into the bank's performance, strategic initiatives, and future outlook. Investors will be looking for updates on net interest margin, loan growth, deposit trends, and asset quality. The outcome of this call will likely influence investor sentiment and the bank's stock performance.
via Markets Gazette