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Wells Fargo & Co (WFC)

適正価値
Financial ServicesBanks - DiversifiedUnited States

ファンダメンタル

59

株価

$80.36

時価総額

$244.37B

パート1 · 企業の価値

概要

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

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Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

貸借対照表と流動性

売上高

$86.80B

直近12か月(2026/6/30まで)

純利益

$22.61B

直近12か月(2026/6/30まで)

フリーキャッシュフロー

-

自己資本合計

$181.12B

負債合計

$1.97T

流動比率

-

利払い倍率

0.56

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

銀行適正価値

適正価値

$80.68

現在株価

$80.36

安全マージン

+0.4%

適正価値レンジ

$59.72 - $101.64

使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。

推定方法

アナリストの目標株価:$100.54
ディスカウンテッド・キャッシュフロー(DCF):この種の企業には適用されません
利益倍率(P/E):$76.90
グレアムの成長公式:この種の企業には適用されません
収益力価値(EPV):この種の企業には適用されません
正当化されたP/B:$87.73
配当割引モデル(ゴードン):$37.03
P/FFO(運用から生まれる資金):この種の企業には適用されません
中間サイクル利益:この種の企業には適用されません
売上高倍率:この種の企業には適用されません
アナリスト・コンセンサス:買い (20B / 10H / 0S)
直近の決算サプライズ:+15.19%

バリュエーション指標

P/E レシオ

11.68

ROE

11.8%

P/B レシオ

1.35

P/FCF

-

粗利益率

-

ROIC

-

収益性レーダー

価値創造(経済的モート)

ROIC

-

WACC

12.2%

ROIC − WACC

-

ファンダメンタル分析基準

合格(14)

  • EPS shows upward trend
  • EPS CAGR 5.52%
  • Price CAGR 5.06%
  • P/B Ratio 1.35
  • Operating Margin 31.6%
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 12.6%
  • Analyst Consensus 67% Buy
  • Earnings Surprise avg 4.4%
  • PEG Ratio 0.21
  • Earnings Quality (OCF/NI) 0.85
  • Share Dilution -7.2%
  • Net Margin Trend 26.0% vs 25.2%

不合格(6)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Unknown)
  • Revenue Growth 5Y -1.7%
  • Piotroski F-Score 2/9

データなし(8)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA

Piotroski F-スコア

2/9

重大な財務上の懸念

score
criteria

利益の質

0.85

中程度:利益とキャッシュの間にギャップがある

株式希薄化

-7.2%

株式を買い戻している。株主に友好的

機関投資家の保有

ガバナンス

経営陣

氏名役職年齢
Mr. Charles W. ScharfCEO & Chairman60
Mr. Michael P. SantomassimoSenior EVP & CFO50
Mr. Fernando S. RivasSenior EVP & CEO of Corporate & Investment Banking50
Ms. Ellen Reilly Patterson Esq., J.D.Senior EVP & General Counsel51
Mr. Kleber R. SantosSenior EVP, Co-CEO of Consumer Banking & Lending51
Mr. Scott E. PowellSenior EVP & COO63
Ms. Muneera S. CarrChief Accounting Officer, Executive VP & Controller56
Ms. Bridget E. EngleSenior EVP & Head of Technology61
Mr. David OwenChief Administrative Officer & Head of Global Operations-
Mr. John M. CampbellDirector of Investor Relations-

監査リスク

4

取締役会リスク

8

報酬リスク

10

株主権利リスク

6

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

書類

  • 年次報告書(10-K)

    事業内容、財務実績、リスクをまとめた年次の概要。

    提出日: 2026-02-24

    書類を見る
  • 四半期報告書(10-Q)

    直近3か月間の業績に関する最新情報。

    提出日: 2026-07-28

    書類を見る
  • 臨時報告書(8-K)

    経営陣の交代や重要な発表など、大きな出来事に関するお知らせ。

    提出日: 2026-09-24

    書類を見る

via SEC EDGAR

業績推移

via SEC EDGAR

Latest News

Recent headlines for WFC, sourced from Markets Gazette.

  • 6d agoPOSITIVE
    Swift And Wells Fargo Join Linux Foundation Blockchain Group

    Wells Fargo, alongside Swift and 13 other entities, has joined the LF Decentralized Trust, a significant move into open-source blockchain infrastructure development. This collaboration signals a growing commitment from traditional financial institutions to explore and integrate decentralized technologies. The launch of Panarus, a new tokenization project, and CLPR, a cross-ledger protocol research lab, by the organization further underscores the focus on practical applications of blockchain. For Wells Fargo investors, this strategic alliance indicates a proactive approach to innovation in financial services, potentially leading to enhanced efficiency and new product offerings in the digital asset space.

  • 7d agoNEGATIVE
    Polymarket Wagers on Bank Failures Trigger FDIC Concerns

    Polymarket's prediction markets on the potential failure of major US banks, including Wells Fargo, JPMorgan Chase, and Bank of America, are under scrutiny from Washington officials. These wagers, which allow users to bet on specific bank failures, are raising concerns about market stability and potential manipulation. The involvement of these large financial institutions in such speculative bets could lead to increased regulatory oversight and potential fines, impacting investor sentiment and the banks' public image. Investors should monitor regulatory responses and any potential impact on the banks' operations and stock prices.

  • 8/31/2026NEUTRAL
    Wells Fargo Says New Canada Steel Duties ‘For Show’ in Trade War

    Wells Fargo & Co. analyst Timna Tanners has characterized Canada's recent retaliatory tariffs on U.S. steel and aluminum as "for show," suggesting they are largely symbolic. Tanners indicated that the ongoing trade dispute has already rendered American metals prohibitively expensive for Canadian importers. This perspective implies that the new duties are unlikely to significantly alter trade flows or impact the underlying economics of the steel and aluminum markets, offering a nuanced view on the effectiveness of such trade measures.

  • 4/30/2026NEUTRAL
    The David Rubenstein Show: Charlie Scharf

    Wells Fargo CEO Charlie Scharf emphasized the critical importance of the Federal Reserve's independence for the US financial system, despite political commentary on policy. In a discussion on "The David Rubenstein Show," Scharf also addressed the US economic outlook amidst geopolitical tensions with Iran, and explored the evolving landscape of private credit and artificial intelligence. His remarks offer insights into the strategic considerations of a major US bank leader regarding macroeconomic stability and emerging investment themes.

  • 4/14/2026POSITIVE
    Wells Fargo CFO Sees Growth Across Business Lines

    Wells Fargo CFO Mike Santomassimo indicated positive growth across various business lines during the bank's first-quarter earnings report. Speaking on "Bloomberg The Close," Santomassimo highlighted the bank's performance and outlook, suggesting a robust operational environment. The commentary, particularly concerning the private credit market, implies strategic positioning and potential for future revenue streams. This positive outlook from a key executive suggests that investors can anticipate continued financial strength and potential for stock appreciation, reinforcing Wells Fargo's position as a stable financial institution.

  • 4/14/2026NEGATIVE
    Wells Fargo CEO Says Economy Remains Resilient, But Flags Oil Price Impact

    Wells Fargo reported Q1 earnings per share of $1.56, missing analyst estimates of $1.65 by 5.5%. Despite a 6% year-over-year increase in revenue to $21.6 billion, the company's shares declined 4.8% in after-hours trading. The miss, coupled with CEO John Stumpf's comments on the economy's resilience but flagging oil price impacts, suggests potential headwinds. Investors will scrutinize the bank's net interest margin and loan growth figures for further clues on future performance.

  • 4/14/2026NEUTRAL
    Wells Fargo sees little change in guidance despite spike in oil prices

    Wells Fargo has maintained its guidance for net interest income and noninterest expense for 2026, indicating stability in its financial outlook despite recent fluctuations in oil prices. The bank's core projections remain consistent, suggesting that external market volatility, such as the spike in oil prices, is not significantly impacting its internal financial planning or operational efficiency targets. This steady outlook provides clarity for investors regarding the bank's expected performance and financial management strategies in the medium term.

  • 4/13/2026POSITIVE
    How To Earn $500 A Month From Wells Fargo Stock Ahead Of Q1 Earnings

    Wells Fargo offers an annual dividend yield of 2.11%, translating to $1.80 per share. Investors aiming to generate $500 monthly from this dividend would need to hold approximately 3,333 shares. As Q1 earnings approach, the stock's dividend payout remains a key attraction for income-focused investors. The yield suggests a stable income stream, potentially appealing to those seeking regular cash flow from their investments, especially in the current market environment.

  • 3/31/2026NEUTRAL
    Here's How Much You Would Have Made Owning Wells Fargo Stock In The Last 5 Years

    Wells Fargo stock has delivered a total return of 103% over the past five years, significantly outperforming the S&P 500's 75% gain during the same period. This performance includes dividend reinvestment, highlighting the bank's ability to generate shareholder value through both capital appreciation and consistent payouts. Investors considering Wells Fargo should note this historical performance, which suggests resilience and effective capital management, though past returns do not guarantee future results.

via Markets Gazette