Bank OZK (OZK)
Fair bewertetFundamental
82
Kurs
$46.03
Marktkapitalisierung
$5.01B
Teil 1 · Was das Unternehmen wert ist
Übersicht
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 19. September 2026 with claude-haiku-4-5 — shared with all users
Competes head-on for large commercial real-estate and construction loans in the same New York, Florida and Southeast markets where Bank OZK's Real Estate Specialties Group originates.
The other large Arkansas-based commercial bank, competing for the same retail deposits and middle-market business lending across Arkansas, Tennessee and Texas.
Arkansas-headquartered regional bank of similar size chasing the same commercial-real-estate borrowers and core deposits across Arkansas, Florida, Texas and New York.
A comparably CRE-concentrated regional lender bidding for the same multifamily and commercial property loans in New York and other major metros.
Southeastern regional bank of similar scale competing for the same commercial real-estate developers and business customers in Georgia, Florida and the Carolinas.
Non-bank lender writing the same construction and bridge loans to multifamily and commercial developers that Bank OZK's Real Estate Specialties Group targets.
Bilanz & Liquidität
Umsatz
$1.74B
Letzte 12 Monate (bis 30.6.2026)
Nettogewinn
$691M
Letzte 12 Monate (bis 30.6.2026)
Freier Cashflow
$732M
Gesamtes Eigenkapital
$6.13B
Gesamtverbindlichkeiten
$34.66B
Current Ratio
-
Zinsdeckungsgrad
-
Schulden/EBITDA
-
Gewinn je Aktie
Umsatz & Nettogewinn
Freier Cashflow
Ertragsaufschlüsselung
Historische Aufstellung
Margen im Zeitverlauf
Verschuldung im Zeitverlauf
Wie schwer die Schulden wiegen
Wachstumsraster
Wachstum — Umsatz
Innerer-Wert-Schätzung
Innerer Wert
$57.01
Aktueller Kurs
$46.03
Sicherheitsmarge
+19.3%
Innerer-Wert-Spanne
$43.54 - $70.49
Streubreite zwischen den verwendeten Bewertungsmethoden, kein statistisch kalibriertes Konfidenzintervall.
Bewertungsmethoden
Bewertungskennzahlen
P/E-Verhältnis
7.41
ROE
11.7%
P/B-Verhältnis
0.83
P/FCF
6.93
Bruttomarge
-
ROIC
-
Rentabilitäts-Radar
Wertschöpfung (Wettbewerbsvorteil)
ROIC
-
WACC
8.5%
ROIC − WACC
-
Fundamentalanalyse-Kriterien
Bestanden (14)
- EPS shows upward trend
- EPS CAGR 10.86%
- P/FCF 6.93
- P/B Ratio 0.83
- Positive Free Cash Flow
- CapEx intensity
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 11.2%
- Revenue Growth 5Y 6.3%
- PEG Ratio 0.32
- Earnings Quality (OCF/NI) 1.17
- Share Dilution -0.8%
- Piotroski F-Score 5/9
Nicht bestanden (5)
- Price CAGR -1.31%
- Debt/Equity ratio
- Analyst Consensus 43% Buy
- Earnings Surprise avg -1.8%
- Net Margin Trend 41.4% vs 43.2%
Nicht verfügbar (9)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Operating Margin NaN%
- Current Ratio
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
Piotroski F-Score
Gemischte Signale: Einige Bereiche bedürfen Aufmerksamkeit
Gewinnqualität
Hohe Qualität: Gewinne durch Cashflow gedeckt
Aktienverwässerung
Aktienrückkäufe. Aktionärsfreundlich
Institutionelle Beteiligungen
Unternehmensführung
Führungsteam
| Name | Position | Alter |
|---|---|---|
| Mr. George G. Gleason II | Chairman & CEO | 71 |
| Mr. Paschall Brannon Hamblen | President | 59 |
| Mr. Tim Hicks CPA | Chief Financial Officer | 52 |
| Ms. Cynthia Wolfe | Chief Operating Officer | 59 |
| Mr. John Carter | Chief Credit Officer | 44 |
| Mr. Stan Thomas | Chief Accounting Officer | 53 |
| Mr. Jason Cathey | Chief Information Officer | 43 |
| Ms. Tamara Gotham | Chief Administrative Officer | 41 |
| Ms. Helen Woodyard Brown J.D. | General Counsel & Corporate Secretary | 47 |
| Ms. Candace Graham | Executive VP & Director of Corporate Communication | - |
Prüfungsrisiko
1
Vorstandsrisiko
5
Vergütungsrisiko
1
Aktionärsrechterisiko
3
Teil 2 · Der Preis und der Einstiegszeitpunkt
Dieser Teil sagt nicht, ob das Unternehmen etwas taugt: Er hilft bei der Wahl des Kaufzeitpunkts, nachdem die Fundamentaldaten überzeugt haben. Enthalten: technische Analyse, Potenzial, historische Drawdowns, Gamma-Exposure.
Latest News
Recent headlines for OZK, sourced from Markets Gazette.
- 4/22/2026NEUTRALBank OZK Q1 2026 Earnings Call Transcript
Bank OZK is scheduled to hold its Q1 2026 Earnings Call on April 22, 2026, at 1:55 PM UTC. While the specific financial results are not detailed in this announcement, the call itself is a standard corporate event for investors to gain insights into the bank's performance, strategic initiatives, and future outlook. Investors will be looking for updates on net interest margin, loan growth, deposit trends, and asset quality. The outcome of this call will likely influence investor sentiment and the bank's stock performance.
via Markets Gazette