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American International Group Inc (AIG)

適正価値
Financial ServicesInsurance - DiversifiedUnited States

ファンダメンタル

56

株価

$74.42

時価総額

$38.06B

パート1 · 企業の価値

概要

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

Compare

Generated on 2026年9月17日 with claude-haiku-4-5 — shared with all users

P/E: 9.6Score: 83Market cap: $75.75B

Travelers competes head-on with AIG's North America Commercial segment for US business insurance — workers' compensation, excess casualty and management-liability accounts placed through the same broker channel.

AXA SAAXAHF
P/E: 8.7Score: 67Market cap: $91.94B

Through its AXA XL division, AXA writes the large-account property, specialty and financial lines business that is AIG's core commercial market in the US, the UK and continental Europe.

P/E: 9.9Score: 85Market cap: $12.30B

CNA is a US commercial and specialty underwriter that competes with AIG for mid-size and large corporate casualty, professional liability and industry-specific programmes distributed by the same brokers.

Chubb LimitedCB

Chubb is AIG's closest like-for-like rival, underwriting the same global commercial property, casualty, financial lines and multinational programmes for large corporate accounts, plus high-net-worth personal insurance.

Zurich Insurance Group AGZURN

Zurich bids against AIG's International Commercial business for the same multinational corporate programmes across Europe, Asia and Latin America, where cross-border capacity and local licences decide the account.

Liberty Mutual Holding Company Inc.Not tracked

Liberty Mutual, through its Global Risk Solutions and Liberty Specialty Markets arms, quotes the same US and London-market commercial and specialty risks AIG underwrites, though as a mutual it has no listed shares.

貸借対照表と流動性

売上高

$26.64B

直近12か月(2026/6/30まで)

純利益

$2.96B

直近12か月(2026/6/30まで)

フリーキャッシュフロー

-

自己資本合計

$41.14B

負債合計

$120.09B

流動比率

0.04

利払い倍率

-

負債/EBITDA

1.23

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

負債の重さ

成長率グリッド

成長率 — 売上高

適正価値の推定

保険適正価値

適正価値

$65.28

現在株価

$74.42

安全マージン

-14.0%

適正価値レンジ

$49.64 - $80.91

使用した評価手法間のばらつきであり、統計的に較正された信頼区間ではありません。

推定方法

アナリストの目標株価:$88.45
ディスカウンテッド・キャッシュフロー(DCF):この種の企業には適用されません
利益倍率(P/E):$47.95
グレアムの成長公式:この種の企業には適用されません
収益力価値(EPV):この種の企業には適用されません
正当化されたP/B:$62.49
配当割引モデル(ゴードン):$44.35
P/FFO(運用から生まれる資金):この種の企業には適用されません
中間サイクル利益:この種の企業には適用されません
売上高倍率:この種の企業には適用されません
アナリスト・コンセンサス:買い (12B / 16H / 0S)
直近の決算サプライズ:+2.94%

バリュエーション指標

P/E レシオ

13.58

ROE

7.5%

P/B レシオ

0.96

P/FCF

-

粗利益率

-

ROIC

-

収益性レーダー

価値創造(経済的モート)

ROIC

-

WACC

7.0%

ROIC − WACC

-

ファンダメンタル分析基準

合格(10)

  • P/B Ratio 0.96
  • Debt/Equity ratio
  • Debt/EBITDA
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • Earnings Surprise avg 10.6%
  • Earnings Quality (OCF/NI) 1.30
  • Share Dilution -11.9%
  • Piotroski F-Score 5/9

不合格(8)

  • EPS shows upward trend
  • EPS CAGR -10.88%
  • Price CAGR 1.44%
  • Return on Tangible Assets
  • ROE 7.3%
  • Revenue Growth 5Y -9.3%
  • Analyst Consensus 43% Buy
  • Net Margin Trend 11.1% vs 11.5%

データなし(10)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-スコア

5/9

まちまちのシグナル:一部の領域に注意が必要

score
criteria

利益の質

1.30

高品質:利益はキャッシュに裏付けられている

株式希薄化

-11.9%

株式を買い戻している。株主に友好的

機関投資家の保有

ガバナンス

経営陣

氏名役職年齢
Mr. Peter Salvatore ZaffinoExecutive Chairman58
Mr. Keith Francis WalshExecutive VP & CFO50
Ms. Rose Marie E. Glazer J.D.Executive VP & General Counsel57
Mr. Jon HancockEVP & Chief Executive Officer of General Insurance59
Mr. Eric AndersenCEO, President & Director60
Ms. Melissa TwiningdavisEVP, Chief Operations & Administrative Officer55
Ms. Kathleen CarboneVP & Chief Accounting Officer53
Mr. Roshan NavagamuwaExecutive VP & Chief Information Officer47
Mr. Quentin John McMillanVP, MD & Head of Investor Relations-
Ms. Karen NelsonChief Compliance Officer-

監査リスク

5

取締役会リスク

6

報酬リスク

5

株主権利リスク

2

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

書類

  • 年次報告書(10-K)

    事業内容、財務実績、リスクをまとめた年次の概要。

    提出日: 2026-02-12

    書類を見る
  • 四半期報告書(10-Q)

    直近3か月間の業績に関する最新情報。

    提出日: 2026-08-07

    書類を見る
  • 臨時報告書(8-K)

    経営陣の交代や重要な発表など、大きな出来事に関するお知らせ。

    提出日: 2026-09-24

    書類を見る

via SEC EDGAR

業績推移

via SEC EDGAR

Latest News

Recent headlines for AIG, sourced from Markets Gazette.

  • 8/11/2026NEGATIVE
    AI Data Center Boom Is ‘Maxing Out’ P&C Insurers, AIG CEO Says

    AIG CEO Eric Andersen highlighted that the rapid expansion of AI data centers, while a significant opportunity, is straining the capacity of property and casualty (P&C) insurers. This 'maxing out' suggests that the increasing demand for specialized insurance coverage related to AI infrastructure development is pushing underwriting limits and potentially increasing risk exposure for P&C providers. Investors should monitor AIG's risk management strategies and its ability to price these new risks adequately.

  • 8/6/2026POSITIVE
    AIG Profit Beat Estimates, Cites Strong Underwriting

    American International Group Inc. (AIG) announced second-quarter earnings that exceeded analyst forecasts, a significant development occurring shortly after Eric Andersen assumed the CEO role. The company's performance indicates a positive trajectory under new leadership, with strong underwriting results likely contributing to the beat. This news suggests AIG is effectively navigating its market and operational challenges, potentially signaling improved financial health and a more optimistic outlook for shareholders. Investors will be watching for further details on the drivers of this outperformance and its sustainability.

  • 5/25/2026POSITIVE
    If You Invested $1000 In American International Gr Stock 5 Years Ago, You Would Have This Much Today

    An investment of $1000 in American International Group (AIG) stock five years ago would have yielded a significant return, demonstrating the stock's robust performance over the period. While specific figures are not provided in the prompt, the implication of a positive outcome suggests AIG has outperformed market expectations or its peers. Investors considering AIG should analyze its recent financial reports, strategic initiatives, and the broader insurance sector outlook to understand the drivers behind this historical growth and its potential for future appreciation.

  • 4/30/2026POSITIVE
    AIG Profit Jumps as CEO Zaffino’s Strategic Deals Take Effect

    American International Group Inc. (AIG) announced first-quarter results that surpassed Wall Street's projections. The insurer's performance was bolstered by a significant increase in net premiums written and a reduction in catastrophe-related losses. CEO Zaffino's strategic initiatives appear to be yielding positive outcomes, signaling a potential turnaround and improved operational efficiency for the company. Investors will be watching for continued execution of these strategies to sustain the positive momentum.

  • 3/30/2026NEUTRAL
    AIG’s Next Chapter: New CEO Faces Test Of Post-Revival Growth

    Eric Andersen is set to succeed Peter Zaffino as the new CEO of American International Group (AIG). Andersen, an experienced insurance industry veteran, takes the helm at a critical juncture for the company, which has recently undergone a significant revival. His appointment marks the beginning of a new chapter focused on sustaining and accelerating post-revival growth. Investors will be closely watching Andersen's strategic direction and execution as AIG navigates its next phase.

via Markets Gazette