Goosehead Insurance, Inc. (GSHD)
被高估基本面
73
价格
$46.91
市值
$1.62B
第一部分 · 这家公司值多少
概览
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers insurance service for homeowner's; automotive; dwelling property; flood, wind, and earthquake; excess liability or umbrella; general liability, and property and auto insurance for small businesses; life insurance; and motorcycle, recreational vehicle, and other insurance policies. It distributes its products and services through corporate and franchise locations. Goosehead Insurance, Inc. was founded in 2003 and is headquartered in Westlake, Texas.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated on 2026年9月18日 with claude-haiku-4-5 — shared with all users
Its Westwood Insurance Agency sells homeowners policies to US homebuyers at the moment of purchase through builder and lender relationships, the same referral-driven personal lines channel Goosehead built its franchise network on.
Named by Goosehead among the largest captive agencies, Allstate reaches personal lines customers through its own exclusive agents rather than through independent brokers.
Progressive sells auto and home policies straight to consumers online and by phone, taking the same premium dollars without paying a broker commission.
A national independent retail brokerage that, alongside its commercial business, places personal lines coverage for US individuals and families through acquired local agencies.
The largest captive agency network in the United States, its agents sell home and auto coverage to the same American households Goosehead's franchisees quote.
The third large captive network cited by Goosehead, Farmers competes agent-to-agent for US home, auto and umbrella business.
资产负债表与流动性
营收
$402M
最近12个月（截至2026/6/30）
净利润
$35M
最近12个月（截至2026/6/30）
自由现金流
$86M
股东权益合计
$-96M
负债合计
$578M
流动比率
1.54
利息覆盖率
4.10
债务/EBITDA
4.35
每股收益
营收与净利润
自由现金流
收入构成
历史财务表
利润率变化
债务变化
债务负担有多重
增长一览表
增长 — 营业收入
公允价值估算
公允价值
$36.12
当前价格
$46.91
安全边际
-29.9%
公允价值区间
$23.47 - $48.76
所用估值方法之间的离散区间，并非经过统计校准的置信区间。
估算方法
估值指标
市盈率（P/E）
43.62
ROE
-29.1%
市净率（P/B）
-
P/FCF
12.04
毛利率
-
ROIC
21.1%
盈利能力雷达图
价值创造（经济护城河）
ROIC
21.1%
WACC
11.5%
ROIC − WACC
+9.6 pp
ROIC 超过资本成本：公司正在为股东创造价值。
基本面分析标准
通过（17）
- EPS shows upward trend
- Price CAGR 6.50%
- ROIC 21.1%
- P/FCF 12.04
- Operating Margin 23.3%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- ROE 58.1%
- Revenue Growth 5Y 25.6%
- Analyst Consensus 55% Buy
- Earnings Surprise avg 29.3%
- Earnings Quality (OCF/NI) 2.44
- Share Dilution 2.0%
未通过（5）
- Low reliance on intangibles
- DCF valuation (Overvalued)
- PEG Ratio 5.93
- Net Margin Trend 8.8% vs 110.5%
- Piotroski F-Score 4/9
不可用（5）
- Gross Margin NaN%
- P/B Ratio NaN
- Dividend Payout NaN%
- Debt/Equity ratio
- Price below Graham Number
Piotroski F-评分
信号混杂：部分领域需关注
盈利质量
高质量：盈利有现金流支撑
股权稀释
股份数量稳定
机构持股
公司治理
管理团队
| 姓名 | 职位 | 年龄 |
|---|---|---|
| Mr. Mark E. Jones | Co-Founder & Executive Chairman | 63 |
| Ms. Robyn Mary Elizabeth Jones | Co-Founder & Vice Chairman | 62 |
| Mr. Mark E. Jones Jr. | President & COO | 33 |
| Mr. John T. O'Connor | Consultant | 45 |
| Mr. John A. Martin | Chief Financial Officer | - |
| Mr. Eben Hewitt | Chief Technology Officer | - |
| Ms. Maddie Middleton | Senior Director of Investor Relations | - |
| Mr. Martin Thornthwaite | General Counsel & Corporate Secretary | - |
| Ms. Angela J. Kervin | Chief Human Resources Officer | 49 |
| Mr. Brian Pattillo | Executive Vice President | - |
审计风险
8
董事会风险
9
薪酬风险
4
股东权利风险
8
第二部分 · 价格与买入时机
这一部分不判断公司是否值得拥有：它帮助你在基本面说服你之后，选择何时买入。包含：技术分析、潜力、历史回撤、Gamma 敞口。
损益历史
via SEC EDGAR
Latest News
Recent headlines for GSHD, sourced from Markets Gazette.
- 4/22/2026NEUTRALGoosehead Insurance Q1 2026 Earnings Call: Complete Transcript
Goosehead Insurance Inc. has scheduled its first-quarter 2026 earnings call for April 22, 2026, at 5:00 PM Eastern Time. The company will provide a business update and discuss financial results. A webcast of the call will be available on the investor relations section of Goosehead's website. While the announcement itself is procedural, the actual earnings results and management commentary during the call will determine the market's reaction and potential impact on the stock. Investors will be looking for key performance indicators, growth trends, and future outlook.
- 2/21/2026NEUTRALGoosehead (GSHD) Q4 2025 Earnings Call Transcript
The Q4 2025 earnings call transcript for Goosehead (GSHD) has been released. Without specific content details, the impact on the stock is neutral, but it provides investors with crucial information to assess the company's performance and future outlook.
via Markets Gazette